State Tax Authorities Sites Plus Finance & Insurance Contacts
In addition to federal taxes, each state levies a variety of taxes upon its citizens and businesses. Income
taxes, property taxes, sales and use taxes, payroll taxes and franchise taxes are just a few of the most
common forms of taxes. Not all states have the same taxes though as some states do not have an income tax.
The tax types and rates in each state are set by the state legislature in each state and are administered
by a department or division which has been authorized to collect the taxes. Below is a list of the main tax
site for each state. Some states have different divisions for different types of taxes (i.e. California has
three separate taxing departments and a website for each). We've also included a directory for local insurance contacts at the request of our visitors.
The average cost of auto insurance in the United States is $1,548 per year, or about $130 per month. However, this figure varies widely depending on the state you live in, your driving record, and other factors.
Auto insurance rates have been on the rise in recent years, and they're not showing any signs of slowing down. If you're looking to save money on your car insurance, it's important to compare quotes from multiple insurers and understand what factors affect your rates.
Here's a look at the average cost of auto insurance in the United States, as well as some tips for saving money on your policy.
What is the average cost of auto insurance?
As we mentioned, the average cost of auto insurance in the United States is $1,548 per year, or about $130 per month. However, this figure varies widely depending on the state you live in.
For example, the average cost of auto insurance in Louisiana is $2,196 per year, while the average cost in Maine is just $916 per year.
Your driving record is another factor that can impact your rates. If you have a clean driving record, you can expect to pay less for your car insurance than someone with multiple accidents or traffic violations.
Other factors that can affect your rates include your age, gender, and the type of vehicle you drive. In general, younger drivers and male drivers tend to pay more for their car insurance than older drivers and female drivers.
If you're looking to save money on your auto insurance, it's important to compare quotes from multiple insurers. Rates can vary widely from company to company, so it pays to shop around.
What are some tips for saving money on auto insurance?
There are a few things you can do to save money on your auto insurance policy. Here are a few tips:
- Compare quotes from multiple insurers: As we mentioned, rates can vary widely from company to company. By compare quotes from multiple insurers, you can be sure you're getting the best deal possible.
- Consider raising your deductible: If you're willing to pay more out-of-pocket in the event of an accident, you could save money on your premium. Just make sure you have enough saved up to cover your deductible if you need to use it.
- Drive safely: Your driving record is one of the biggest factors that insurers look at when determining your rates. If you have a clean driving record, you can expect to pay less for your insurance.
- Choose the right vehicle: The type of vehicle you drive can impact your rates. In general, luxury and sports cars tend to be more expensive to insure than sedans and SUVs.
- Bundle your policies: If you have multiple policies with the same insurer, you could qualify for a discount. For example, many insurers offer discounts if you bundle your auto insurance with your homeowners insurance.
- Pay your premium in full: Many insurers offer discounts if you pay your premium in full instead of making monthly payments.
- Take advantage of discounts: Many insurers offer discounts for things like being a good student or having a clean driving record. Be sure to ask about any discounts you may be eligible for.
- Shop around: The best way to save money on your auto insurance is to compare quotes from multiple insurers. As we mentioned, rates can vary widely, so it pays to shop around.