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Car Insurance
Fort Smith AR

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Cheap Auto Insurance Rates Near Me


Cheap Auto Insurance in Fort Smith Arkansas

Car Insurance Quotes by Age of Driver in Fort Smith, AR

Age of Driver Insurance Cost
Teens $3,663
20 Years $1,451
30 Years $1,117
40 Years $1,075
50 Years $996
60 Years $1,009
70 Years $1,175

Best Auto Insurance Companies in Arkansas

State Farm

Geico

Shelter Insurance

Allstate

Safeco

NAIC Market Share

16.14%

13.45%

8.9%

9.33%

1.15%

S&P Global Ratings

AA

AA+

A+

A-

A

Average Full Coverage Yearly Premium

$1,434

$1,034

$1,252

$3,159

$1,047

Discount Rating

5 stars

5 stars

4 stars

5 stars

4 stars


State Farm

Geico

Shelter Insurance

Allstate

Safeco

NAIC Market Share

16.14%

13.45%

8.9%

9.33%

1.15%

S&P Global Ratings

AA

AA+

A+

A-

A

Average Full Coverage Yearly Premium

$1,434

$1,034

$1,252

$3,159

$1,047

Discount Rating

5 stars

5 stars

4 stars

5 stars

4 stars


State Farm

Geico

Shelter Insurance

Allstate

Safeco

NAIC Market Share

16.14%

13.45%

8.9%

9.33%

1.15%

S&P Global Ratings

AA

AA+

A+

A-

A

Average Full Coverage Yearly Premium

$1,434

$1,034

$1,252

$3,159

$1,047

Discount Rating

5 stars

5 stars

4 stars

5 stars

4 stars

Car Insurance Companies Near Me

Direct Auto Insurance

1316 US-71 BUS, Fort Smith, AR 72901

(479) 782-6979

https://local.directauto.com/arkansas/ft-smith/1316-us-71-business

Cheap Car Insurance Fort Smith

5111 Rogers Ave #552, Fort Smith, AR 72903

(479) 279-8288

No website found

Direct Auto Insurance

1217 S Waldron Rd Suite H, Fort Smith, AR 72903

(479) 441-3000

https://local.directauto.com/arkansas/fort-smith/1217-south-waldron-road

Advantage 1 Auto Insurance

507 N Greenwood Ave # F, Fort Smith, AR 72901

(479) 783-5700

http://www.advantage1auto.com/

Tip’s Neighborhood Auto Insurance

4501 Grand Ave, Fort Smith, AR 72904

(479) 709-2000

No website found

Direct Auto Insurance

1200 Grand Ave, Fort Smith, AR 72901

(479) 242-7411

https://local.directauto.com/arkansas/ft-smith/1200-grand-ave

Average Annual Premium Increase & Savings per Driving Infraction

Driving Infraction Type Average Annual Premium Potential Quote Savings
DUI$3242$1012
Reckless Driving$3107$982
Wrong Way/Wrong Lane$2876$970
Driving on Sus. License$2853$918
Illegal Turn$2819$893
Failure to Obey Traffic Sign$2638$877
Speeding over 15$2429$844
Defective Equipment$2391$796
Speeding under 15$2225$733

Average Annual Vehicle Insurance by Credit Score

Credit Rating Average Rate
Average of All Credit Ratings $1490
Below Fair $2301
Poor $2498
Worst $2727

car insurance companies Fort Smith AR

How to Save on Car Insurance in Fort Smith

Do your research
Compare quotes from different places
Take advantage of policy bundles
Look at vehicle safety ratings
Participate in discount programs through driver training or safe driving rewards
Maintain a good credit rating
car insurance companies Fort Smith AR

Shopping for Car Insurance in Fort Smith, AR

It's never been easier to shop around for affordable car insurance. You can use online tools to instantly get quotes from car insurance companies in Fort Smith, Arkansas. You can also compare rates to other cities in your state such as these: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10.


Make sure to get the right amount of coverage you need. Do you only need Liability insurace, which provides minimum coverage? Some people require Full Coverage, especially when the car is financed.


Once you've done the research, comparison shopped the rates you found, and figured out your discounts, you're now ready to buy the best and cheapest car insurance in Fort Smith, AR. If you're looking for coverage after a DUI conviction then take a look at Arkansas SR22 insurance.