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Las Cruces NM

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Cheap Auto Insurance Rates Near Me


Cheap Auto Insurance in Las Cruces New Mexico

Car Insurance Quotes by Age of Driver(15 to 70)

Age of Driver Insurance Cost
Teens $4,439
20 Years $1,758
30 Years $1,354
40 Years $1,303
50 Years $1,206
60 Years $1,223
70 Years $1,424

Best Auto Insurance Companies in New Mexico

USAA

Geico

Farmers

Allstate

Nationwide

NAIC Market Share

6.01%

13.45%

4.16%

9.33%

2.47%

S&P Global Ratings

AA+

AA+

A

A-

A

Average Full Coverage Yearly Premium

$913

$1,235

$1,765

$1,877

$1,310

Discount Rating

3 stars

4 stars

5 stars

4 stars

4 stars


USAA

Geico

Farmers

Allstate

Nationwide

NAIC Market Share

6.01%

13.45%

4.16%

9.33%

2.47%

S&P Global Ratings

AA+

AA+

A

A-

A

Average Full Coverage Yearly Premium

$913

$1,235

$1,765

$1,877

$1,310

Discount Rating

3 stars

4 stars

5 stars

4 stars

4 stars


USAA

Geico

Farmers

Allstate

Nationwide

NAIC Market Share

6.01%

13.45%

4.16%

9.33%

2.47%

S&P Global Ratings

AA+

AA+

A

A-

A

Average Full Coverage Yearly Premium

$913

$1,235

$1,765

$1,877

$1,310

Discount Rating

3 stars

4 stars

5 stars

4 stars

4 stars


Car Insurance Companies Near Me

Valley Insurance Agency

675 S Solano Dr, Las Cruces, NM 88001

(575) 524-7716

No website found

Insurance Specialists

2545 N Main St, Las Cruces, NM 88001

(575) 526-4817

No website found

National Insurance

105 N Solano Dr, Las Cruces, NM 88001

(575) 525-8664

https://www.nationalins.com/

Fred Loya Insurance

2507 N Main St, Las Cruces, NM 88005

(575) 527-0300

https://www.fredloya.com/

Pat Campbell Insurance

141 Roadrunner Pkwy STE 109, Las Cruces, NM 88011

(575) 524-8642

http://www.campbell-ins.com/

Fred Loya Insurance

951 N Solano Dr Ste D, Las Cruces, NM 88001

(575) 528-5300

https://www.fredloya.com/

Average Annual Premium Increase & Savings per Driving Infraction

Driving Infraction Type Average Annual Premium Potential Quote Savings
DUI$3034$1004
Reckless Driving$2762$963
Wrong Way/Wrong Lane$2553$959
Driving on Sus. License$2229$929
Illegal Turn$2469$903
Failure to Obey Traffic Sign$2246$895
Speeding over 15$2168$852
Defective Equipment$1377$611
Speeding under 15$1334$673


Average Annual Vehicle Insurance by Credit Score

Credit Rating Average Rate
Average of All Credit Ratings $1363
Below Fair $1910
Poor $2071
Worst $2283



Average Monthly Car Payment Plus Insurance in Las Cruces NM

Average Monthly Auto Insurance Payment for Liability or Full Coverage in Las Cruces New Mexico


car insurance companies Las Cruces NM

How to Save on Car Insurance in Las Cruces

Do your research
Compare quotes from different places
Take advantage of policy bundles
Look at vehicle safety ratings
Participate in discount programs through driver training or safe driving rewards
Maintain a good credit rating
car insurance companies Las Cruces NM

Shopping for Car Insurance in Las Cruces, NM

It's never been easier to shop around for affordable car insurance. You can use online tools to instantly get quotes from car insurance companies in Las Cruces, New Mexico. You can also compare rates to other cities in your state such as these: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10.


Make sure to get the right amount of coverage you need. Do you only need Liability insurace, which provides minimum coverage? Some people require Full Coverage, especially when the car is financed.


Once you've done the research, comparison shopped the rates you found, and figured out your discounts, you're now ready to buy the best and cheapest car insurance in Las Cruces, NM. If you're looking for coverage after a DUI conviction then take a look at New Mexico SR-22.