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Car Insurance
Modesto CA

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Cheap Auto Insurance Rates Near Me


Cheap Auto Insurance in Modesto California

Best Auto Insurance Companies in California

Allstate

Esurance

Geico

State Farm

USAA

NAIC Market Share

9.33%

9.33%

13.45%

16.14%

6.01%

S&P Global Ratings

A-

A

AA+

AA

AA+

Average Full Coverage Yearly Premium

$1,947

$1,947

$1,457

$2,561

$1,500

Discount Rating

4 stars

4 stars

4 stars

5 stars

4 stars


Allstate

Esurance

Geico

State Farm

USAA

NAIC Market Share

9.33%

9.33%

13.45%

16.14%

6.01%

S&P Global Ratings

A-

A

AA+

AA

AA+

Average Full Coverage Yearly Premium

$1,947

$1,947

$1,457

$2,561

$1,500

Discount Rating

4 stars

4 stars

4 stars

5 stars

4 stars


Allstate

Esurance

Geico

State Farm

USAA

NAIC Market Share

9.33%

9.33%

13.45%

16.14%

6.01%

S&P Global Ratings

A-

A

AA+

AA

AA+

Average Full Coverage Yearly Premium

$1,947

$1,947

$1,457

$2,561

$1,500

Discount Rating

4 stars

4 stars

4 stars

5 stars

4 stars

Car Insurance Companies Near Me

Central Auto Insurance Agency

2225 Plaza Pkwy suite c-17, Modesto, CA 95350

(209) 492-9999

https://caiautoinsurance.com/

Freeway Insurance

1801 H St Ste A1, Modesto, CA 95354

(209) 585-3788

https://www.freewayinsurance.com/office-locator/freeway-insurance-modesto-ca-95354

The Source Auto Insurance Agency LLC

822 9th St #1, Modesto, CA 95354

(209) 661-7171

http://thesourceautoinsurance.com/

Cost-U-Less Insurance

2900 Standiford Ave #25, Modesto, CA 95350

(209) 542-9734

https://www.costulessdirect.com/resources/locations/modesto-95350/

Cost-U-Less Insurance

123 Burney St, Modesto, CA 95354

(209) 560-6118

http://www.costulessdirect.com/resources/locations/Modesto-95350

Freeway Insurance

1300 Sylvan Ave Ste A-3, Modesto, CA 95355

(209) 651-0452

https://www.freewayinsurance.com/office-locator/freeway-insurance-modesto-ca-95335

Average Annual Premium Increase & Savings per Driving Infraction

Driving Infraction Type Average Annual Premium Potential Quote Savings
DUI$5136$1003
Reckless Driving$4619$976
Wrong Way/Wrong Lane$3948$948
Driving on Sus. License$3226$921
Illegal Turn$3218$911
Failure to Obey Traffic Sign$3193$862
Speeding over 15$3181$840
Defective Equipment$3013$796
Speeding under 15$2977$779

Average Annual Vehicle Insurance by Credit Score

Credit Rating Average Rate
Average of All Credit Ratings $1745
Below Fair $1658
Poor $1892
Worst $1976

car insurance companies Modesto CA

How to Save on Car Insurance in Modesto

Do your research
Compare quotes from different places
Take advantage of policy bundles
Look at vehicle safety ratings
Participate in discount programs through driver training or safe driving rewards
Maintain a good credit rating
car insurance companies Modesto CA

Shopping for Car Insurance in Modesto, CA

It's never been easier to shop around for affordable car insurance. You can use online tools to instantly get quotes from car insurance companies in Modesto, California. You can also compare rates to other cities in your state such as these: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10.


Make sure to get the right amount of coverage you need. Do you only need Liability insurace, which provides minimum coverage? Some people require Full Coverage, especially when the car is financed.


Once you've done the research, comparison shopped the rates you found, and figured out your discounts, you're now ready to buy the best and cheapest car insurance in Modesto, CA.