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Somerset KY

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Cheap Auto Insurance Rates Near Me


Cheap Auto Insurance in Somerset Kentucky

Car Insurance Quotes by Age of Driver(15 to 70)

Age of Driver Insurance Cost
Teens $5,328
20 Years $2,110
30 Years $1,625
40 Years $1,564
50 Years $1,448
60 Years $1,468
70 Years $1,709

Best Auto Insurance Companies in Kentucky

Geico

State Farm

Travelers

USAA

Progressive

NAIC Market Share

13.45%

16.14%

13.45%

6.01%

13.45%

S&P Global Ratings

AA+

AA

A++

AA+

A

Average Full Coverage Yearly Premium

$1,150

$1,574

$1,441

$1,225

$2,156

Discount Rating

5 stars

5 stars

5 stars

4 stars

5 stars


Geico

State Farm

Travelers

USAA

Progressive

NAIC Market Share

13.45%

16.14%

13.45%

6.01%

13.45%

S&P Global Ratings

AA+

AA

A++

AA+

A

Average Full Coverage Yearly Premium

$1,150

$1,574

$1,441

$1,225

$2,156

Discount Rating

5 stars

5 stars

5 stars

4 stars

5 stars


Geico

State Farm

Travelers

USAA

Progressive

NAIC Market Share

13.45%

16.14%

13.45%

6.01%

13.45%

S&P Global Ratings

AA+

AA

A++

AA+

A

Average Full Coverage Yearly Premium

$1,150

$1,574

$1,441

$1,225

$2,156

Discount Rating

5 stars

5 stars

5 stars

4 stars

5 stars


Car Insurance Companies Near Me

K Y Insurance

901 US-27, Somerset, KY 42501

(606) 676-9797

http://insurance.ky.gov/

Lakeland Insurance Group

1126 US-27, Somerset, KY 42501

(606) 679-5830

No website found

Mathis Insurance Agency, Inc

1340 US-27, Somerset, KY 42501

(606) 679-7836

http://www.mathisinsuranceagency.com/

Cundiff & Company Insurance Inc.

525 Ogden St, Somerset, KY 42501

(606) 679-8379

http://cundiffandcompanyinsurance.com/

First Insurance Group USA

2520 S Hwy 27, Somerset, KY 42501

(606) 679-3570

https://www.firstinsurancegroupusa.com/

Shelter Insurance - Rick Girdler

429 Ogden St, Somerset, KY 42501

(606) 679-8271

https://www.shelterinsurance.com/CA/agent/RICKGIRDLER

Average Annual Premium Increase & Savings per Driving Infraction

Driving Infraction Type Average Annual Premium Potential Quote Savings
DUI$5149$1022
Reckless Driving$3716$980
Wrong Way/Wrong Lane$3410$952
Driving on Sus. License$3282$909
Illegal Turn$3206$897
Failure to Obey Traffic Sign$3041$863
Speeding over 15$2966$839
Defective Equipment$2466$796
Speeding under 15$2369$771


Average Annual Vehicle Insurance by Credit Score

Credit Rating Average Rate
Average of All Credit Ratings $2082
Below Fair $3834
Poor $4237
Worst $4729



Average Monthly Car Payment Plus Insurance in Somerset KY

Average Monthly Auto Insurance Payment for Liability or Full Coverage in Somerset Kentucky


car insurance companies Somerset KY

How to Save on Car Insurance in Somerset

Do your research
Compare quotes from different places
Take advantage of policy bundles
Look at vehicle safety ratings
Participate in discount programs through driver training or safe driving rewards
Maintain a good credit rating
car insurance companies Somerset KY

Shopping for Car Insurance in Somerset, KY

It's never been easier to shop around for affordable car insurance. You can use online tools to instantly get quotes from car insurance companies in Somerset, Kentucky. You can also compare rates to other cities in your state such as these: 1, 2, 3, 4, 5, 6, 7, 8.


Make sure to get the right amount of coverage you need. Do you only need Liability insurace, which provides minimum coverage? Some people require Full Coverage, especially when the car is financed.


Once you've done the research, comparison shopped the rates you found, and figured out your discounts, you're now ready to buy the best and cheapest car insurance in Somerset, KY.