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Cheap Auto Insurance Rates Near Me


Cheap Auto Insurance in Spearfish South Dakota

Car Insurance Quotes by Age of Driver in Spearfish, SD

Age of Driver Insurance Cost
Teens $4,660
20 Years $1,845
30 Years $1,421
40 Years $1,367
50 Years $1,266
60 Years $1,284
70 Years $1,494

Best Auto Insurance Companies in South Dakota

State Farm

American Family

Farm Bureau

Farmers

Auto Owners

NAIC Market Share

16.14%

2.28%

4.16%

4.16%

1.28%

S&P Global Ratings

AA

A

BBB-

A

AA-

Average Full Coverage Yearly Premium

$1,309

$1,803

$2,101

$4,378

$2,990

Discount Rating

5 stars

4 stars

4 stars

4 stars

4 stars


State Farm

American Family

Farm Bureau

Farmers

Auto Owners

NAIC Market Share

16.14%

2.28%

4.16%

4.16%

1.28%

S&P Global Ratings

AA

A

BBB-

A

AA-

Average Full Coverage Yearly Premium

$1,309

$1,803

$2,101

$4,378

$2,990

Discount Rating

5 stars

4 stars

4 stars

4 stars

4 stars


State Farm

American Family

Farm Bureau

Farmers

Auto Owners

NAIC Market Share

16.14%

2.28%

4.16%

4.16%

1.28%

S&P Global Ratings

AA

A

BBB-

A

AA-

Average Full Coverage Yearly Premium

$1,309

$1,803

$2,101

$4,378

$2,990

Discount Rating

5 stars

4 stars

4 stars

4 stars

4 stars

Car Insurance Companies Near Me

Coreen Lerwick - State Farm Insurance Agent

125 E Colorado Blvd #1g, Spearfish, SD 57783

(605) 642-8141

http://www.coreenlerwick.com/

Black Hills Agency

517 N Main St, Spearfish, SD 57783

(605) 722-5556

https://www.blackhillsagency.com/

Leavitt Heartland Insurance Services

2011 N Main St, Spearfish, SD 57783

(605) 642-2624

https://www.leavitt.com/southdakota/

Jodi Garcia - State Farm Insurance Agent

1230 North Ave #6, Spearfish, SD 57783

(605) 642-8352

http://www.insuremejodi.com/

AAA Spearfish - Virtual Store

1700 N Main St, Spearfish, SD 57783

(605) 642-5796

https://cluballiance.aaa.com/about/StoreDetails

Robert P Burnett Agency Inc American Family Insurance

204 N Main St, Spearfish, SD 57783

(605) 642-2300

https://agent.amfam.com/Robert-Burnett/

Average Annual Premium Increase & Savings per Driving Infraction

Driving Infraction Type Average Annual Premium Potential Quote Savings
DUI$3055$1001
Reckless Driving$2690$993
Wrong Way/Wrong Lane$2333$950
Driving on Sus. License$2309$928
Illegal Turn$2097$907
Failure to Obey Traffic Sign$2067$864
Speeding over 15$1906$642
Defective Equipment$1837$654
Speeding under 15$1777$612

Average Annual Vehicle Insurance by Credit Score

Credit Rating Average Rate
Average of All Credit Ratings $1300
Below Fair $1994
Poor $2174
Worst $2419

car insurance companies Spearfish SD

How to Save on Car Insurance in Spearfish

Do your research
Compare quotes from different places
Take advantage of policy bundles
Look at vehicle safety ratings
Participate in discount programs through driver training or safe driving rewards
Maintain a good credit rating
car insurance companies Spearfish SD

Shopping for Car Insurance in Spearfish, SD

It's never been easier to shop around for affordable car insurance. You can use online tools to instantly get quotes from car insurance companies in Spearfish, South Dakota. You can also compare rates to other cities in your state such as these: 1, 2, 3, 4, 5, 6, 7, 8, 9.


Make sure to get the right amount of coverage you need. Do you only need Liability insurace, which provides minimum coverage? Some people require Full Coverage, especially when the car is financed.


Once you've done the research, comparison shopped the rates you found, and figured out your discounts, you're now ready to buy the best and cheapest car insurance in Spearfish, SD. If you're looking for coverage after a DUI conviction then take a look at cheap SR22 insurance in South Dakota.