Best Cheap Car Insurance Companies
Spencer IA

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Cheap Auto Insurance in Spencer Iowa

Car Insurance Quotes by Age of Driver in Spencer, IA

Age of Driver Insurance Cost
Teens $3,297
20 Years $1,305
30 Years $1,005
40 Years $967
50 Years $896
60 Years $908
70 Years $1,057

Best Auto Insurance Companies in Iowa

State Farm

Nationwide

Auto Owners

Grinnell Mutual

IMT Insurance

NAIC Market Share

16.14%

2.47%

1.28%

2.56%

2.76%

S&P Global Ratings

AA

A

AA+

A

A

Average Full Coverage Yearly Premium

$1,121

$1,288

$1,427

$1,619

1,275

Discount Rating

4 stars

3 stars

4 stars

3 stars

5 stars


State Farm

Nationwide

Auto Owners

Grinnell Mutual

IMT Insurance

NAIC Market Share

16.14%

2.47%

1.28%

2.56%

2.76%

S&P Global Ratings

AA

A

AA+

A

A

Average Full Coverage Yearly Premium

$1,121

$1,288

$1,427

$1,619

1,275

Discount Rating

4 stars

3 stars

4 stars

3 stars

5 stars


State Farm

Nationwide

Auto Owners

Grinnell Mutual

IMT Insurance

NAIC Market Share

16.14%

2.47%

1.28%

2.56%

2.76%

S&P Global Ratings

AA

A

AA+

A

A

Average Full Coverage Yearly Premium

$1,121

$1,288

$1,427

$1,619

1,275

Discount Rating

4 stars

3 stars

4 stars

3 stars

5 stars

Car Insurance Companies Near Me

Spencer Insurance Services

1015 S Grand Ave, Spencer, IA 51301

(712) 262-8000

http://spencerinsuranceservices.com/

Dean Barnes: Allstate Insurance

201 W 7th St, Spencer, IA 51301

(712) 580-3800

https://agents.allstate.com/dean-barnes-spencer-ia.html

Craig Neiderheiser - State Farm Insurance Agent

115 Grand Ave, Spencer, IA 51301

(712) 580-3070

http://www.claycountycraig.com/

Farmers Insurance - Lezlie Pohlman

221 Grand Ave, Spencer, IA 51301

(712) 262-0260

https://agents.farmers.com/ia/spencer/lezlie-pohlman

Clay Mutual Insurance Association

515 Grand Ave, Spencer, IA 51301

(712) 262-2240

http://www.claymutual.com/

Farm Bureau Financial Services

508 Grand Ave, Spencer, IA 51301

(712) 262-3829

https://www.fbfs.com/find-an-agent/Search

Average Annual Vehicle Insurance by Credit Score

Credit Rating Average Rate
Average of All Credit Ratings $1047
Below Fair $1561
Poor $1668
Worst $1921

car insurance companies Spencer IA

How to Save on Car Insurance in Spencer

Do your research
Compare quotes from different places
Take advantage of policy bundles
Look at vehicle safety ratings
Participate in discount programs through driver training or safe driving rewards
Maintain a good credit rating
car insurance companies Spencer IA

Shopping for Car Insurance in Spencer, IA

It's never been easier to shop around for affordable car insurance. You can use online tools to instantly get quotes from car insurance companies in Spencer, Iowa.


Make sure to get the right amount of coverage you need. Do you only need Liability insurace, which provides minimum coverage? Some people require Full Coverage, especially when the car is financed.


Once you've done the research, comparison shopped the rates you found, and figured out your discounts, you're now ready to buy the best and cheapest car insurance in Spencer, IA.