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St. Joseph MI

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Cheap Auto Insurance Rates Near Me


Cheap Auto Insurance in St. Joseph Michigan

Car Insurance Quotes by Age of Driver(15 to 70)

Age of Driver Insurance Cost
Teens $9,108
20 Years $3,607
30 Years $2,778
40 Years $2,673
50 Years $2,475
60 Years $2,510
70 Years $2,921

Best Auto Insurance Companies in Michigan

Auto Owners

Progressive

Auto Club Group

State Farm

Frankenmuth

NAIC Market Share

1.28%

13.45%

1.43%

16.14%

0.11%

S&P Global Ratings

AA-

A

A-

AA

A

Average Full Coverage Yearly Premium

$3,165

$3,199

$13,002

$4,944

$3,549

Discount Rating

5 stars

5 stars

4 stars

5 stars

5 stars


Auto Owners

Progressive

Auto Club Group

State Farm

Frankenmuth

NAIC Market Share

1.28%

13.45%

1.43%

16.14%

0.11%

S&P Global Ratings

AA-

A

A-

AA

A

Average Full Coverage Yearly Premium

$3,165

$3,199

$13,002

$4,944

$3,549

Discount Rating

5 stars

5 stars

4 stars

5 stars

5 stars


Auto Owners

Progressive

Auto Club Group

State Farm

Frankenmuth

NAIC Market Share

1.28%

13.45%

1.43%

16.14%

0.11%

S&P Global Ratings

AA-

A

A-

AA

A

Average Full Coverage Yearly Premium

$3,165

$3,199

$13,002

$4,944

$3,549

Discount Rating

5 stars

5 stars

4 stars

5 stars

5 stars

Car Insurance Companies Near Me

State Farm

2606 Lakeshore Dr, St Joseph, MI 49085

No phone number found

No website found

Chris Wertanen: Allstate Insurance

719 Ship St, St Joseph, MI 49085

(269) 932-4545

https://agents.allstate.com/chris-wertanen-saint-joseph-mi.html

American Standard

2298 Lakeview Ave, St Joseph, MI 49085

No phone number found

No website found

Farm Bureau Insurance

2396 S Cleveland Ave, St Joseph, MI 49085

(269) 983-0179

https://www.farmbureauinsurance-mi.com/Agent/Cody-Korfmacher/

Farmers Insurance - Douglas Kalis

505 Pleasant St # 202, St Joseph, MI 49085

(269) 235-9177

No website found

Jon Veersma - State Farm Insurance Agent

2600 Niles Ave, St Joseph, MI 49085

(269) 983-7171

http://www.veersmainsurance.com/

Average Annual Premium Increase & Savings per Driving Infraction

Driving Infraction Type Average Annual Premium Potential Quote Savings
DUI$4852$1004
Reckless Driving$4770$980
Wrong Way/Wrong Lane$4347$931
Driving on Sus. License$3707$925
Illegal Turn$3630$879
Failure to Obey Traffic Sign$3459$868
Speeding over 15$3091$842
Defective Equipment$2907$814
Speeding under 15$2096$770

Average Annual Vehicle Insurance by Credit Score

Credit Rating Average Rate
Average of All Credit Ratings $2642
Below Fair $4509
Poor $5243
Worst $6425

car insurance companies St. Joseph MI

How to Save on Car Insurance in St. Joseph

Do your research
Compare quotes from different places
Take advantage of policy bundles
Look at vehicle safety ratings
Participate in discount programs through driver training or safe driving rewards
Maintain a good credit rating
car insurance companies St. Joseph MI

Shopping for Car Insurance in St. Joseph, MI

It's never been easier to shop around for affordable car insurance. You can use online tools to instantly get quotes from car insurance companies in St. Joseph, Michigan. You can also compare rates to other cities in your state such as these: 1, 2, 3, 4, 5, 6, 7, 8, 9.


Make sure to get the right amount of coverage you need. Do you only need Liability insurace, which provides minimum coverage? Some people require Full Coverage, especially when the car is financed.


Once you've done the research, comparison shopped the rates you found, and figured out your discounts, you're now ready to buy the best and cheapest car insurance in St. Joseph, MI.