(888) 291-7830   (888) 291-7830

(5% to 50%) Discount
Car Insurance
Wallingford Center CT

No spam. No hidden fees. No Long Forms
No spam. No hidden fees.
No Long Forms

1.8M+

Satisfied Visitors

$600+

Average Policy Savings

900k+

Return Clients



Cheap Auto Insurance Rates Near Me


Cheap Auto Insurance in Wallingford Center Connecticut

Why Are Car Insurance Rates So Expensive Near Me

Connecticut is one of the most expensive states in the US for car insurance, with annual premiums as high as $2,400. This is largely due to Connecticut’s strict liability laws and its close proximity to New York City, which leads to higher rates of traffic congestion. Connecticut also has a large number of uninsured drivers, which can increase the cost of insurance for everyone. Wallingford Center drivers should shop around to find the best rates and consider raising their deductible to reduce premiums. Additionally, carpooling or taking public transportation, when possible, can help Connecticut drivers save money on auto insurance.

The Connecticut Insurance Department also recommends that Wallingford Center drivers look for discounts and bundling options when shopping for car insurance to help reduce their premiums. Drivers with a clean driving record may also qualify for reduced rates, so it is always important to maintain a good driving record. Overall, Connecticut drivers should take the time to shop around and compare different auto insurance companies and policies to find the best rates. With a little research, Connecticut drivers can save money on car insurance and protect their vehicles.

Auto Insurance Rates for Young vs Older People

Connecticut residents under the age of 25 typically have higher car insurance rates than their older counterparts. This is due to the increased risk associated with younger drivers. Connecticut law mandates that young drivers must carry liability coverage of at least $25,000 for bodily injury and $50,000 for property damage in order to legally drive a vehicle in Wallingford Center.

Young Wallingford Center drivers should also consider enrolling in a defensive driving course and maintaining a good credit score to get lower auto insurance premiums. Drivers over the age of 25 with a clean driving record may be eligible for discounts on their Connecticut auto insurance premiums. Additionally, Connecticut drivers 50 years of age or older may be able to receive discounts by taking part in certain driver safety classes or programs such as AARP’s Driver Safety Program.

In Connecticut, Auto insurance rates are affected by a number of factors including the driver's age, driving record, credit score, and type of vehicle owned. Wallingford Center drivers should shop around to find the best rates for auto insurance and consider raising their deductible to reduce premiums. Additionally, Connecticut residents over 50 may be eligible for discounts on auto insurance by taking a defensive driving course or enrolling in AARP’s Driver Safety Program. Ultimately, Connecticut drivers have several options available to them to help save money on car insurance and protect their vehicles.

Best Auto Insurance Companies in Connecticut

Travelers

Progressive

American Family

Farmers

Nationwide

NAIC Market Share

1.94%

12.25%

2.28%

4.16%

2.47%

S&P Global Ratings

A

A

A

A

A

Average Full Coverage Yearly Premium

$1,294

$1,400

$1,418

$1,709

$1,891

Discount Rating

5 stars

5 stars

4 stars

4 stars

5 stars


Travelers

Progressive

American Family

Farmers

Nationwide

NAIC Market Share

1.94%

12.25%

2.28%

4.16%

2.47%

S&P Global Ratings

A

A

A

A

A

Average Full Coverage Yearly Premium

$1,294

$1,400

$1,418

$1,709

$1,891

Discount Rating

5 stars

5 stars

4 stars

4 stars

5 stars


Travelers

Progressive

American Family

Farmers

Nationwide

NAIC Market Share

1.94%

12.25%

2.28%

4.16%

2.47%

S&P Global Ratings

A

A

A

A

A

Average Full Coverage Yearly Premium

$1,294

$1,400

$1,418

$1,709

$1,891

Discount Rating

5 stars

5 stars

4 stars

4 stars

5 stars


Car Insurance Companies Near Me

Advanced American Financial, LLC

208 S Colony Rd, Wallingford, CT 06492

(203) 949-1712

http://www.advancedamerican.com/

J J Fishbein Inc Insurance

21 N Main St, Wallingford, CT 06492

(203) 265-9474

http://www.jjfinc.com/

Tranquist Insurance Group LLC

420 Center St fl 1, Wallingford, CT 06492

(203) 518-4918

http://www.tranquistinsurance.com/

Ferguson & McGuire Insurance Inc.

6 N Main St, Wallingford, CT 06492

(203) 269-9565

https://fergusonmcguire.com/

David M Fishbein Agency

88 Center St, Wallingford, CT 06492

(203) 265-2616

No website found

Michalowski Agency LLC

821 E Center St, Wallingford, CT 06492

(203) 265-6763

http://www.michalowskiagency.com/

Comparing the Best Car Insurance Companies Nearby

Connecticut has a number of reputable car insurance companies offering a variety of options and discounts. When shopping for auto insurance, Wallingford Center drivers should compare the different companies’ offerings to determine which one is best suited to their needs. Some of the most popular Connecticut auto insurance companies include Liberty Mutual, GEICO, Progressive, and Allstate. Connecticut drivers can also use online comparison tools such as Insurify or Compare.com to easily compare rates and coverage from multiple providers at once.

Ultimately, Wallingford Center drivers have many options available when it comes to choosing an automobile insurance provider in Connecticut. By doing their research and comparing quotes from various insurers, Connecticut residents can find affordable coverage that meets their needs and budget requirements.

Comparing Auto Insurance Quotes Connecticut drivers can save money on auto insurance by comparing quotes from different insurers. Wallingford Center drivers should make sure to compare rates for all coverages including liability, collision and comprehensive coverage, as well as any optional coverages such as rental car reimbursement or roadside assistance. Connecticut residents should also consider factors such as customer service ratings, financial strength ratings and discounts when comparing auto insurance quotes.

Wallingford Center drivers have several options available to them to help save money on car insurance and protect their vehicles. By doing their research and comparing multiple auto insurance quotes, Connecticut drivers can find the best rates for the coverage they need. With a little time and effort, Connecticut drivers can get the right coverage at an affordable price.

Average Annual Premium Increase & Savings per Driving Infraction

Driving Infraction Type Average Annual Premium Potential Quote Savings
DUI$4794$1011
Reckless Driving$4306$984
Wrong Way/Wrong Lane$4147$936
Driving on Sus. License$3669$920
Illegal Turn$3653$916
Failure to Obey Traffic Sign$3410$886
Speeding over 15$3382$866
Defective Equipment$3008$806
Speeding under 15$2968$720

How Driving Infractions Increase Insurance Premiums

Connecticut law requires drivers to maintain liability insurance coverage in order to legally drive a vehicle. Connecticut drivers who have moving violations on their driving records may be subject to increased premiums or even cancellation of their policies. Wallingford Center drivers should take steps to limit the risk associated with their driving record, such as avoiding distracted driving and obeying all traffic laws, in order to keep their auto insurance premium costs low.

Conclusion Connecticut drivers can save money on car insurance by shopping around for the best rates and taking advantage of discounts available through various providers. Wallingford Center residents over 50 may also be eligible for discounts on auto insurance by taking part in certain driver safety classes or programs such as AARP’s Driver Safety Program. By comparing quotes from different insurers, Connecticut drivers can find an affordable policy that meets their needs and budget. Connecticut drivers should take steps to protect their driving record by avoiding distractions, obeying traffic laws, and practicing safe driving in order to keep premium costs low.

The Connecticut Department of Insurance provides resources for Wallingford Center drivers who are shopping for auto insurance or looking for information about coverage options available in the state. Connecticut residents can also contact their local agents or the Connecticut Insurance Commission with any questions they may have about auto insurance in Connecticut. With a little research and effort, Connecticut drivers can save money on car insurance and get the right coverage at an affordable price.

Average Annual Vehicle Insurance by Credit Score

Credit Rating Average Rate
Average of All Credit Ratings $1576
Below Fair $2441
Poor $2636
Worst $2935

Does Credit Score Matter When Getting Cheaper Quotes?

Yes, Connecticut insurance companies use credit score when determining the premium rate for Connecticut drivers. A Wallingford Center driver’s credit score can have an impact on their auto insurance rates because it is used to determine an individual’s level of responsibility and risk. Drivers with higher credit scores are perceived as being more responsible, thus resulting in lower premiums. Connecticut drivers with lower credit scores may be charged higher rates due to the higher risk they represent to insurers. Connecticut residents should check their credit reports regularly in order to ensure they are getting the best possible rate on their car insurance policies. Connecticut-based insurers also offer discounts for good driving records, so maintaining a clean record will help keep your premiums low.

Average Monthly Car Payment Plus Insurance in My Location

Average Monthly Auto Insurance Payment for Liability or Full Coverage in Wallingford Center Connecticut

Don't Forget The Total Monthly Cost of Your Vehicle

When Wallingford Center drivers are shopping for auto insurance, they should also remember to factor in the total monthly cost of their vehicle. Connecticut residents should consider not just the premium amount but other costs associated with owning and maintaining a car including gas, maintenance and repairs. Connecticut drivers can save money by doing research on the best ways to keep their car running efficiently and safely. By considering all these factors, Connecticut drivers can make sure they’re getting the most affordable coverage for their needs. Connecticut residents should also take advantage of discounts offered by various companies such as good student discounts or multi-car discounts. These discounts can help Connecticut drivers save even more money on their auto insurance policies.

car insurance companies Wallingford Center CT

How to Save on Car Insurance in Your Zip Code

Do your research
Compare quotes from different places
Take advantage of policy bundles
Look at vehicle safety ratings
Participate in discount programs through driver training or safe driving rewards
Maintain a good credit rating

Full Coverage vs Liability Only Insurance in Connecticut

When Connecticut drivers are shopping for car insurance, they should consider whether or not to purchase full coverage or liability only. Full coverage provides Wallingford Center drivers with the protection of collision and comprehensive coverage which covers the cost of repair or replacement of their vehicle in case of an accident. Connecticut residents may also want to add additional coverages such as rental reimbursement and roadside assistance for added protection. On the other hand, liability-only Connecticut auto insurance is a more economical option that provides Connecticut drivers with basic legal financial protection against third party claims resulting from accidents they cause but does not provide any coverage for repairing or replacing the driver’s own car. Connecticut drivers should take into consideration their individual needs when deciding between full coverage and liability only insurance in Connecticut.

State Auto Insurance Minimums in Connecticut

Wallingford Center drivers must meet certain auto insurance minimums as required by Connecticut state law. For Connecticut drivers, the liability coverage is mandatory and includes bodily injury liability of $25,000 per person, up to $50,000 per accident; property damage liability of $25,000 per accident; and uninsured motorist bodily injury coverage of $25,000 per person and up to $50,000 per accident. Connecticut residents should make sure they have these coverages in place before driving in the state. Connecticut drivers who are unsure if they have adequate coverage can contact their local Connecticut agent or reach out to the Connecticut Insurance Department for more information. With a little research and effort Connecticut drivers can save money on car insurance and get the coverage they need. Connecticut's insurance laws are designed to protect drivers and their families, so Connecticut residents should make sure they have the right amount of coverage for their specific needs.

Non-Owner Car Insurance in CT

Connecticut drivers who do not own their own car can purchase non-owner auto insurance. Non-owner Connecticut car insurance provides Wallingford Center drivers with liability protection while they are renting or borrowing a car and is a great way to save money on coverage when Connecticut drivers don’t have access to their own vehicle. Connecticut residents should check with their current insurer to see if they offer this type of coverage. Connecticut drivers should also remember to compare rates from multiple companies as rates for non-owner Connecticut insurance can vary significantly from one provider to another. Connecticut residents will find that having adequate liability coverage is an important part of protecting themselves financially in case of any accidents.

Getting Coverage for Teenagers in CT

As Connecticut’s teen drivers begin to gain experience behind the wheel, Wallingford Center parents should make sure they have coverage for their teens. Connecticut auto insurance companies offer a variety of discounts for teen drivers including good student and driver training discounts. Connecticut parents can also add their teenagers to their existing policy which may be more cost-effective than buying separate policies. It is important Connecticut parents shop around and compare rates from various insurers before selecting an auto insurance provider for their teen driver. Connecticut parents should also consider talking with a local agent who can help them find the best rate and coverage available in Connecticut.

Car Insurance for Seniors

Connecticut seniors can save money on car insurance by taking advantage of Connecticut’s senior discounts. Connecticut auto insurers offer a variety of discounts, including good driver and defensive driving discounts that are based on Wallingford Center drivers’ age and experience. Connecticut seniors should shop around and compare rates from multiple companies to make sure they are getting the best deal available in Connecticut. Connecticut seniors should also consider talking with a local agent who can help them find the best rate and coverage available in Connecticut.

Do I Need SR-22 Insurance in Connecticut

SR-22 insurance is a type of high-risk Connecticut auto insurance that can provide Connecticut drivers with the coverage they need after certain violations, including DUIs and reckless driving. Connecticut residents who are required to carry SR-22 insurance should contact their Connecticut auto insurer for more information about SR-22 filing requirements. Wallingford Center residents should also make sure they shop around and compare rates from multiple companies in order to get the best deal available. Connecticut drivers should also consider talking with a local agent who can help them find the best rate and coverage available in Connecticut.

Connecticut Automobile Insurance Plan (CAIP)

The Connecticut Automobile Insurance Plan (CAIP) provides access to Connecticut auto insurance for those who have difficulty obtaining coverage from standard Connecticut auto insurance companies. Connecticut drivers who are unable to find Connecticut car insurance with a private insurer due to their driving record or other risk factors may be eligible for coverage through the CAIP. Connecticut residents should contact the Connecticut Insurance Department for more information about eligibility and rates for Connecticut auto insurance through the CAIP. Wallingford Center drivers should also consider talking with a local agent who can help them find the best rate and coverage available in Connecticut. Connecticut residents will also want to shop around and compare rates from multiple companies as well as talking to their existing insurers before selecting an auto insurance provider.

Drivers License Requirements in Connecticut

Connecticut drivers must obtain a Connecticut driver’s license in order to legally operate a motor vehicle. Connecticut residents must pass a written knowledge and vision test, as well as a driving test, before being issued an unrestricted Connecticut driver’s license. Wallingford Center residents should contact their local DMV for more information about Connecticut drivers license requirements and the process for obtaining one.

Is Car Insurance Mandatory in Connecticut

Yes, Connecticut law requires all drivers to maintain Connecticut auto insurance that meets the state’s minimum liability requirements. Wallingford Center drivers must provide proof of Connecticut car insurance when registering their vehicle and at other times as required by Connecticut law. Connecticut residents should contact their local DMV for more information about Connecticut’s car insurance laws and regulations. Connecticut drivers should also consider talking with a local agent who can help them find the best rate and coverage available in Connecticut.

CT Uninsured Motorist Coverage Requirements

Connecticut law requires all drivers to carry uninsured motorist coverage in order to protect themselves from uninsured motorists on the roads. Wallingford Center residents are required to have a minimum amount of uninsured motorist coverage in Connecticut, which includes $20,000 for bodily injury per person and $40,000 for total bodily injury liability. Connecticut residents should review their Connecticut auto insurance policies to make sure they are adequately covered, or contact their Connecticut auto insurer for more information about Connecticut’s uninsured motorist requirements. Connecticut drivers should also consider talking with a local agent who can help them find the best rate and coverage available in Connecticut.

Should I Increase My Deductible?

When selecting Connecticut auto insurance, Wallingford Center residents should consider increasing their deductible to lower their premiums. Connecticut drivers should carefully weigh the cost savings of a higher deductible against the risk of having to pay more out-of-pocket in the event of an accident or other covered loss. Connecticut residents should contact their Connecticut auto insurer for more information about selecting a deductible that is right for them. Connecticut drivers should also consider talking with a local agent who can help them find the best rate and coverage available in Connecticut.

car insurance companies Wallingford Center CT

Shopping for Car Insurance Places Near Me

It's never been easier to shop around for affordable car insurance. You can use online tools to instantly get quotes from car insurance companies in Wallingford Center, Connecticut. You can also compare rates to other cities in your state such as these: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10.


Make sure to get the right amount of coverage you need. Do you only need Liability insurace, which provides minimum coverage? Some people require Full Coverage, especially when the car is financed.


Once you've done the research, comparison shopped the rates you found, and figured out your discounts, you're now ready to buy the best and cheapest car insurance in Wallingford Center, CT. If you're looking for coverage after a DUI conviction then take a look at cheap SR22 insurance in Connecticut.

The materials on this website have been created for informational purposes only and are not intended as legal advice. The law changes frequently and the information may not be complete or correct depending on a number of factors.


Recent News