(5% to 50%) Discount
Homeowners Insurance
Santa Cruz CA

No spam. No hidden fees. No Long Forms
No spam. No hidden fees.
No Long Forms

1.5M+

Satisfied Visitors

$500+

Average Policy Savings

900k+

Return Clients




Best Home Insurance Companies in California

Mercury Insurance State Farm Allstate USAA
BBB Rating A+ A A+ B+
JD Power Rating N/A 4/5 3/5 5/5
NAIC Value N/A 0.20 0.31 0.15
AM Best Rating A A++ A+ A++



Average Home Insurance Rates in Santa Cruz, CA Based on Home Value

Cheap Home Insurance Quotes Santa Cruz CA

Best Homeowner Insurance Companies Near Me


best homeowners insurance companies Santa Cruz CA


Homeowners Insurance Agents and Brokers

Allstate Insurance Agent: Robert Varich

1200 Pacific Ave #265, Santa Cruz, CA 95060

(831) 459-0500

https://agents.allstate.com/robert-varich-santa-cruz-ca.html

Shockley Insurance Solutions

519 Seabright Ave, Santa Cruz, CA 95062

(831) 600-8755

http://www.shockleyinsurance.com/

Paul Nelson Insurance Services

730 Mission St #201, Santa Cruz, CA 95060

(831) 426-9900

http://www.bayareainsured.com/

Farmers Insurance - Matthew O Brien

1722 Seabright Ave, Santa Cruz, CA 95062

(831) 429-9595

https://agents.farmers.com/ca/santa-cruz/matthew-o-brien

Farmers Insurance

410 Ocean St, Santa Cruz, CA 95060

(831) 423-7163

https://agents.farmers.com/ca/santa-cruz

Aleene "Ace" Althouse - State Farm Insurance Agent

1215 Mission St, Santa Cruz, CA 95060

(831) 420-1555

https://www.agent-ace.com/

Skip Leonard - State Farm Insurance Agent

1101 Water St, Santa Cruz, CA 95062

(831) 429-2700

http://www.skipleonard.com/

Chris Buich - State Farm Insurance Agent

2222 E Cliff Dr Ste 200, Santa Cruz, CA 95062

(831) 464-4300

https://www.chrisbuich.com/

cheap home insurance quotes

Home Insurance Coverage in Santa Cruz CA

Any homeowner in Santa Cruz, CA will tell you that protecting their home is their number one priority. After all, your home is more than just a building, it’s where you keep your belongings and make memories that last a lifetime.


Unfortunately, events like theft, fire, floods, storm damage, and vandalism are all too common. These events can severely damage or even destroy your home, leaving you at a loss for what to do. Thankfully, there is a solution: low cost homeowners insurance.

cheap home insurance quotes

How to Find Cheap Homeowners Insurance in Santa Cruz California

Believe it or not, you can find affordable home insurance coverage in Santa Cruz California. While the actual estimate to insure your home will vary depending on its size, building materials, and your personal belongings, rates and quotes for homeowners insurance in Santa Cruz CA are very reasonable.


Take a look at the chart that shows a comparison of the average cost of homeowners insurance in Santa Cruz. Also comparing average premiums of the following cities to your own may prove helpful as well: 1, 2, 3, 4, 5, 6.


Shopping around, comparing policies, and using guides like this are the best way to figure out how much coverage you really need and find the right homeowners insurance company for you.


Find Other Insurance Types by Zip Code