Cheap Mobile Home Insurance Quotes California

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Known as the Golden State, California has everything. From gorgeous beaches, giant Redwood forest, enormous mountain ranges, picturesque desert, diversity of culture, superb weather, and of course, the glitz and glamor of Hollywood. As one of the biggest and most populous states in the country, California has a lot to offer. This is why millions of people move to this state to jumpstart their careers, start a family, or simply find new adventures in life.

However, California is not a cheap place to live. In most cities, real estate and rental properties can be ridiculously expensive. This is why more people are opting for modular or mobile homes when moving to the state. If you want to live in a modular or mobile home in California, then you should know the importance of getting mobile home insurance.

Cheap Mobile Home Insurance Quotes

Popularity of Mobile Homes in California

It is estimated that 4% of residents in California owns a mobile home. Many of which use their mobile homes as their primary residence. Depending on the area, housing costs are much lower with mobile homes than the traditional single-family site-built properties.

And while housing is expensive in the state, California has rent control measures for mobile home parks, making it quite an ideal choice for people on a budget.

Cheap Mobile Home Insurance Quotes

Is Mobile Home Insurance Necessary in California?

Yes. With an average price of around $100,000, mobile homes in California aren't cheap. Thus, you definitely need to protect your asset.

And since mobile and modular homes are made with light materials, they can be highly susceptible to various elements. Add to that the fact that repair and replacements for various damages are not cheap. Subsequently, home insurance provides financial protection from burglary, theft, vandalism, and more.

Most mobile home insurance in California covers wide range of items, such as:

What is the Average Cost of Mobile Home Insurance in California?

The insurance premium rates range from $500 to $1,100 annually. Obviously, there are many factors that dictate the average rates of insurance premiums, such as location, age of the mobile home, limits and coverage options you choose, your claims history, and your deductibles.

Most companies also offer discounts if you install home security system and smoke alarms. You can get more discounts or save on cheap insurance if you bundle it with your other policies, such as your auto insurance.

Earthquake Insurance for Mobile Homes in California

Unlike other natural calamities, earthquakes are unpredictable, making them more devastating. Since the state is one of the most earthquake-prone regions in the country, getting earthquake coverage in your mobile home insurance is an absolute must. While you are not required by law to get it, it is an essential expense that will help protect your finances should unfortunate event occur.

Take this type of insurance into account when you compare various insurance quotes online. If not included in your coverage, make sure to purchase it separately.

Manufactured Home Insurance Companies Near Me

Best Cheap Mobile Home Insurance California

Manufactured Housing Insurance Services

1500 E Katella Ave # 1, Orange, CA 92867

(714) 628-1000

Hawkguard Insurance Services

28545 Old Town Front St suite 204, Temecula, CA 92590

(951) 494-7272

CIF Insurance Agency -Health, Home, Auto, Business, Medicare

21168 Beach Blvd, Huntington Beach, CA 92648

(714) 960-4700

Barber Insurance Agency

620 College Ave, Santa Rosa, CA 95404

(707) 526-7900

AIS | Auto Insurance Specialists | Long Beach

5000 E Spring St, Long Beach, CA 90815

(562) 496-2888

Einhorn Insurance Agency

3333 Midway Dr #1, San Diego, CA 92110

(858) 336-4644

Insurance Scouts Insurance Agency

306 Laurel Mountain Rd, Mammoth Lakes, CA 93546

(760) 934-7548

Holt Insurance Services

34277 Yucaipa Blvd, Yucaipa, CA 92399

(909) 790-4055