Cheap Mobile Home Insurance Quotes Colorado

With easy access to the gorgeous mountains, inherent outdoor playground, and 300-days of sun a year, Colorado is becoming a popular relocation destination for many Americans. Metro Denver for example, has become the one of the fastest growing cities in the country.

Due to the influx of people however, housing, rent, and cost of living has become expensive in the past couple of years. For this reason, modular and mobile homes has become a viable option for anyone looking to move to Colorado. If you are one of these people, then know that you should also consider getting mobile home insurance in Colorado.

• Quick facts about mobile homes in Colorado
• Colorado's mobile homes make up almost 5% of all housing units in the state
• $84,000 is the average price of pre-owned mobile home in Colorado
• 2001 is the average model of pre-owned mobile homes in Colorado
• 1336 square feet is the average size of mobile homes
• How does mobile home insurance work in Colorado?
  
  

Since manufactured, mobile, and modular homes are usually made with lighter materials, they are more vulnerable to certain weather, such as windstorms. Because of which, they don't usually qualify for traditional homeowners insurance. Thus, you need to look into mobile home insurance.

What's not covered in a mobile home insurance coverage

Most mobile home insurance policies don't have flood damage coverage. If you opt to live in a flood risk area, then you can get a separate flood insurance.

Other risks not usually covered in mobile home insurance include:

• Damages incurred from using your home for business purposes
• Wear and tear
• Animal or insect infestation

What is the average cost of mobile home insurance in Colorado

The average cost for mobile home insurance in Colorado ranges from $500 to $1,100 annually. This of course varies from a lot of factors, such as the exact location of the mobile home, age of the structure, the cost of replacing the mobile home, your choice of coverage, claims history, and deductibles.

Similarly, rates vary from one insurance provider to another. So make sure you shop around for quotes and compare several policies to get the best value for your money and protection for your property.