Home of the Windy City, the Midwestern state of Illinois offers a wide variety of attractions, opportunities, and wonders. The Prairie State combines small town charm and the expediency of huge metropolitan cities. Plus, the overall friendliness of the locals and the affordable cost of living makes the state a great option for anyone looking to live in a lively community.
Compared to its neighboring states, housing is pretty cheap in Illinois. This is why more and more people are relocating in the state to jumpstart their careers, start a family, or even to retire. One growing market in Illinois is mobile home living.
If you are planning to move to Illinois and live in a mobile home, then you should know about getting mobile home insurance.
Since manufactured and mobile homes are different from traditional site-built houses, they tend to have different options for insurance. As a matter of fact, insurance companies categorize the former differently.
Mobile home insurance policy is structured similarly as traditional homeowner's insurance policy. It protects the homeowner from damages or losses from various perils, like fire, storm, falling objects, severe weather conditions like tornadoes, burglary, and vandalism.
According to Illinois Emergency Management Agency, the state experiences around 46 tornadoes each year. It ranks 5th in the country for most tornadoes per 10,000 square miles. Due to its location and geographical landscape, most cities in the state is at risk from high winds and tornadoes. And since mobile homes are made of lighter materials, they are more vulnerable to these severe weather conditions than traditional housing structures.
The state does not require mobile home owners to get mobile home insurance coverage. However, mortgage companies and mobile home parks require this type of insurance policy. And since the state is susceptible to harsh weather, such as strong winds, it is never a bad idea to protect your property and assets.
When you compare mobile home insurance online, make sure you get the following coverage:
Note that many policies have exceptions to their terms. Thus, it is best to allow insurance companies to define what they will cover under what circumstances. Also, you can compare and contrast policies and quotes from different insurance companies online to make sure you get the best protection you need. This is important if you want to get cheap rates on your policy.
333 Butterfield Rd #100, Lombard, IL 60148
(630) 960-5450
http://autoandhome.cc/
2646 S Central Park Ave, Chicago, IL 60623
(773) 288-8672
https://www.ilinsurancecenter.com/
3021 Godfrey Rd #5233, Godfrey, IL 62035
(618) 433-8880
https://www.618insurance.com/
2101 W Main St, Marion, IL 62959
(618) 993-1678
https://agents.allstate.com/debbie-l-house-marion-il.html
55 W Monroe St, Chicago, IL 60603
(855) 717-0022
http://www.kin.com/
5007 West American Prairie Drive, Peoria, IL 61615
(309) 689-3415
https://ilinsured.com/
4410 Roosevelt Rd, Hillside, IL 60162
(708) 247-0038
http://www.ilinsurancecenter.com/
418 S Poplar St, Centralia, IL 62801
(618) 532-2277
http://www.theinsurancealliance.com/