Located right at the heart of America, Kansas State is known as the "America's Breadbasket". But besides its agriculture, the state is also known for its ridiculously friendly residents. They take pride in their impeccable hospitality, vibrant culture, and barbecue.
One of the most notable things about the state is its low cost of living and cheap housing cost. As a matter of fact, Kansas City is one of the most affordable cities to live in the country. With a steadily growing job market, more and more people are moving to The Sunflower State.
Another good reason to relocate to Kansas is the vibrant mobile home scene. If you are planning to move into one of these communities, then you should learn about the importance of getting a mobile home insurance.
As mentioned above, Kansas' mobile home community is growing and you can get one at an average size of 1228 square feet. If you're interested in buying one, the pre-owned mobile homes are manufactured as old as 2002. The average cost of pre-owned mobile homes is at $27,800.
Whether you have a new or pre-owned mobile home, securing it with an insurance policy is a must.
While there are no laws that require you to get a mobile home insurance policy in Kansas, anyone who intends to get a mortgage or live in a mobile home park, should at get this type of insurance. Most mortgage companies and mobile home communities require their homeowners to get this type of protection.
Categorically speaking, yes.
Mobile homes are built using lighter materials, making them easy to move by trucks to your desired location. The downside to this is that they are more susceptible to harsh weather conditions and various perils. Thus, insurance companies charge them with higher insurance rates. Depending on your state, city, and actual address, the average cost of the insurance policy could be higher (versus traditional homeowners insurance).
When you compare various quotes online, this is what a typical coverage would look like:
As with traditional home insurance policies, many mobile home insurers do not offer flood protection coverage in their standard mobile home insurance. If you live in a specifically flood-prone area, or an area with a history of flooding, then talk to your insurer about additional flood coverage you can bundle with your policy. You can also get a different policy either from them or from a different insurance company.
If you want to get the best cheap insurance policy, make sure you know you understand your needs. You can only get the best value if your policy is able to give the protection your mobile home needs.
For information on other states, make sure to check the individual pages.
1225 E 23rd St building 1219 a, Lawrence, KS 66046
(785) 856-8708
https://lawrence-insurance.com/
6700 W Central Ave #114, Wichita, KS 67212
(316) 773-9710
http://www.stevepore.com/
1014 Poyntz Ave STE A, Manhattan, KS 66502
(785) 776-4091
http://langtonins.com/
2912 N Ridge Rd, Wichita, KS 67205
(316) 721-1800
https://www.hensleyinsurance.com/
1819 S Rock Rd Suite 101, Wichita, KS 67207
(316) 686-6666
https://www.ipkansas.com/
2610 S Seneca St, Wichita, KS 67217
(316) 265-3188
http://www.shelterinsurance.com/CA/agent/SCOTTGRAHAM
121 N 8th St, Manhattan, KS 66502
(785) 810-8050
http://www.raleighinsurance.biz/
11211 Johnson Dr, Shawnee, KS 66203
(913) 268-5000
http://www.insuranceinckc.com/