Cheap Mobile Home Insurance Quotes Massachusetts

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When you buy mobile home insurance, you must understand that it requires a different type of coverage than a traditional homeowner's policy. Mobile and manufactured homes have unique requirements when insuring them because of the method of construction and their ability to be transported to a different location. This might be advantageous to the owner but it carries with it additional risks, which must be covered when buying an insurance policy.

Use this guide so you can be informed when you compare online so you can get the best insurance coverage for your mobile home.

Cheap Mobile Home Insurance Quotes

Mobile Homes Information in Massachusetts

Owning a mobile home offers several advantages. The most obvious advantage is that this home is cheaper than a traditional house in Massachusetts. For this reason, many are opting to own one especially since it gives them the added advantage of being able to transfer the home to a different location.

Mobile homes make up for 1% of the state's total housing market (or equivalent to more than 24,000 mobile homes). In the US, the state ranks 48 th in the greatest number of mobile homes. While it is not as popular, it is definitely becoming more widespread in recent years.

Cheap Mobile Home Insurance Quotes

Average cost and coverage of mobile home insurance in Massachusetts

Like a traditional home, mobile homes need protection, too. This is why homeowners are required to obtain mobile home insurance to get adequate protection from financial loss.

A typical insurance policy will have the following coverage:

  • Protection to the structural damage
  • Protection from loss of personal property or belongings
  • Protection from natural disasters, such as storms, hurricanes, and floods
  • Protection from personal liability or injury
  • Protection from theft or burglary

Look at these individual coverage options when you compare quotes from various insurance companies online. It is also important to be aware of the dangers and threats in your immediate location so you know what risks to protect your mobile home from.

Depending on which city you live in Massachusetts, the average cost of insurance is at $500 to $1,100 per year. The actual rates will vary depending on other factors that the insurance provider will evaluate upon your application. Take this into account when you want to get cheap insurance coverage. And make sure to shop around - look for quotes from at least three insurance companies online. This will give you a general idea of the average cost for mobile homes insurance so you don't spend more than you need to.

Why you shouldn't skip getting insurance

If you're tight on budget, it might be tempting to choose not to get insurance for your mobile home. However, this shouldn't be a thing to negotiate for. If you want to save, you can prioritize looking for cheap insurance policy that has the coverage you need.

But you should never skip getting an insurance altogether. You will be at higher risk of suffering from financial losses if you end up paying for the repair of your mobile homes after damage. Moreover, you will end up paying for the medical and legal fees associated by the liabilities caused by your mobile home.

Manufactured Home Insurance Companies Near Me

Best Cheap Mobile Home Insurance Massachusetts

State Fund Insurance

100 Summer St Suite 1601, Boston, MA 02110

(617) 956-9999

Berry Insurance

31 Hayward St Ste J, Franklin, MA 02038

(508) 528-5200

Lallis & Higgins Insurance, LLC

1221 Main St #202, Weymouth, MA 02190

(781) 561-9031

Lapointe Insurance

10 N Main St 1st Floor, Fall River, MA 02720

(508) 678-8341

Keefe Insurance Agency

51 W Central St, Franklin, MA 02038

(508) 528-3310


434 MA-134, South Dennis, MA 02660

(781) 659-0333

Encharter Insurance

1646 Massachusetts Ave, Lexington, MA 02420

(888) 754-8299

Morse Insurance Agency, Inc.

285 Washington St, North Easton, MA 02356

(508) 238-0056