Cheap Mobile Home Insurance Quotes Michigan

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Mobile homes make up 6.5 percent of the total number of homes in the state of Michigan. There are plenty of reasons why families and homeowners have chosen a mobile home versus a traditional one. One of them is the huge savings when it comes to the purchase of these homes. Plus, they take a shorter amount of time to construct and can be relocated when desired. But just because you do not own a traditional house and lot, it does not mean you can skip the insurance. In fact, experts agree that mobile homes are more vulnerable to risks so they need to get insured.

If you are looking for a cheap policy or want to learn more about finding the best policy for your needs, this guide is for you.

Cheap Mobile Home Insurance Quotes

Is Mobile Home Insurance Required in Michigan?

According to state laws, obtaining homeowners insurance is a must. The same goes for mobile home insurance. This is especially important if the following conditions apply to you:

  • If you are still paying mortgage for your mobile home.
  • If you do not have enough money to pay for the cost of repair and replacement for your mobile home (in the event of damage).
  • If you want to protect yourself from legal fees and responsibilities resulting from liability related to your mobile home.
Cheap Mobile Home Insurance Quotes

What's Covered in Mobile Home Insurance?

Before you shop around for quotes for your insurance policy online, it is important to know what coverage you can get for a mobile home insurance.

The first type of coverage is for property damage. Mobile homes, while cheaper than traditional homes, are still expensive to buy and replace. Make sure you buy insurance to cover for any property damage due to natural disasters, fire, or vandalism.

You must also be covered for burglary or theft, which can result to loss of valuable personal items. In addition, you must also seek coverage against liability so you won't have to pay for medical and legal fees.

How is the Cost of Insurance Determined?

If you are looking for a cheap insurance policy, it is important to know what factors can cause your insurance rates to go up or down. This will help educate your options when you compare various quotes online from different insurance providers.

The first factor for evaluation is the age and value of the mobile home. Newer mobile homes will cost more to insure than the older ones that have lower market value. In addition, the location of your mobile home is also an important factor. This is often looked at in relation to the existing crime rates in the area.

There are more factors that are taken into account when determining the cost of your policy. Make sure to ask the insurance company about it when you want to get the best policy for your needs. There is no such thing as a one-size-fits-all policy. Your needs are different from the others so it is important to know what these needs are in order to match that with the coverage options for your insurance.

Manufactured Home Insurance Companies Near Me

Best Cheap Mobile Home Insurance Michigan

My Florida Mobile Home Insurance

12058 San Jose Blvd #303, Jacksonville, FL 32223

(904) 262-8153

Manufactured Housing Insurance Services

1500 E Katella Ave # 1, Orange, CA 92867

(714) 628-1000

Michigan Insurance & Financial Services

45136 Cass Ave, Utica, MI 48317

(586) 710-7600

Foremost Insurance Group

5600 Beechtree Ln SE, Caledonia, MI 49316

(800) 527-3905

Michigan Basic Property Insurance

27555 Farmington Rd Suite 315, Farmington Hills, MI 48334

(313) 877-7400

Michigan's Best Insurance Agency

1320 W South Airport Rd, Traverse City, MI 49686

(231) 929-9500

Meemic Insurance Company

1685 N Opdyke Rd, Auburn Hills, MI 48326

(248) 373-5700

Michigan Insurance and Financial Services

26503 Harper Ave, St Clair Shores, MI 48081

(586) 218-5980