Mobile homes make up 6.5 percent of the total number of homes in the state of Michigan. There are plenty of reasons why families and homeowners have chosen a mobile home versus a traditional one. One of them is the huge savings when it comes to the purchase of these homes. Plus, they take a shorter amount of time to construct and can be relocated when desired. But just because you do not own a traditional house and lot, it does not mean you can skip the insurance. In fact, experts agree that mobile homes are more vulnerable to risks so they need to get insured.
If you are looking for a cheap policy or want to learn more about finding the best policy for your needs, this guide is for you.
Before you shop around for quotes for your insurance policy online, it is important to know what coverage you can get for a mobile home insurance.
The first type of coverage is for property damage. Mobile homes, while cheaper than traditional homes, are still expensive to buy and replace. Make sure you buy insurance to cover for any property damage due to natural disasters, fire, or vandalism.
You must also be covered for burglary or theft, which can result to loss of valuable personal items. In addition, you must also seek coverage against liability so you won't have to pay for medical and legal fees.
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