Cheap Mobile Home Insurance Quotes Minnesota

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Mobile homes are an integral part of Minnesota's affordable housing industry. It is the preferred choice for Minnesotans who have modest income, retired, or those looking to invest in a second property. It is relatively more affordable than traditional homes so they are easier to acquire. Whatever your reason for buying one, it is important to protect your investment with a mobile home insurance.

Cheap Mobile Home Insurance Quotes

How much does mobile home insurance cost in Minnesota?

When you obtain quotes from various insurance companies in Minnesota, you will discover that you won't get the same insurance rates as everybody else. While you can expect to pay an average amount for your insurance, there are numerous factors that companies evaluate in order to determine the correct rate.

The average cost of mobile home insurance in Minnesota is $1200 per year (with a total coverage value of $100,000). When you compare these rates to that of a traditional home insurance, the policy for a mobile home costs at least 50% more even for homes that are similar in size.

Cheap Mobile Home Insurance Quotes

While the cost of insurance for mobile homes is more expensive than traditional homeowners insurance, you can still get them at a cheap price if you know what factors can affect the quotes. You need to work with an insurance agent who can assess your needs and the value of your mobile home so you can get the best price that is within your budget.

Getting protected with mobile home insurance

The cost of acquiring an insurance policy for your mobile home is only a fraction of the cost that you could incur when you pay for its damages. In comparison, a mobile home in Minnesota costs an average of $55-$85 per square foot. On the other hand, the average cost of a traditional home in Minneapolis is $221 per square foot. While the cost might differ from one city to another, it is still more expensive than a traditional home.

Given the cost of this investment, you need to buy mobile home insurance online or with your local agent to prevent additional cost when your property is damaged.

Here is what you can get covered for when you buy mobile home insurance in Minnesota:

The actual inclusions in the policy will differ based on your needs. When you compare insurance quotes online, it is best to look at the coverage options. This can cause your insurance rates to go up or down accordingly.

Insurance companies are able to customize your policy to fit your needs. If you want to remove or add extra coverage, make sure to speak to your insurance agent about it. This is essential so you can customize your policy based on the level of protection you need and your budget.

For best results, you can get quotes from at least three different insurance companies for thorough comparison. You are not obligated to agree to a policy that was quoted to you unless you feel that it is the best fit for your mobile home.

Manufactured Home Insurance Companies Near Me

Best Cheap Mobile Home Insurance Minnesota

Atlas Insurance Brokers LLC

5721 Bandel Rd NW, Rochester, MN 55901

(507) 252-8720

Minnesota Insurance Group Inc

15250 Wayzata Blvd #103, Wayzata, MN 55391

(952) 930-3661

Insurance Brokers of MN

3351 Round Lake Blvd NW, Anoka, MN 55303

(763) 323-3000

Pinnacle Insurance Agency of Minnesota, LLC

10081 Dogwood St NW, Coon Rapids, MN 55448

(763) 767-2323

Variant Insurance Group

5159 Main St E #130, Maple Plain, MN 55359

(763) 333-2533

GEICO Insurance Agent

7101 France Ave S # 107, Minneapolis, MN 55435

(612) 656-0544

Active Insurance Solutions

4165 Shoreline Dr #110, Spring Park, MN 55384

(952) 479-5877

Abbott Insurance Agency, LLC

317 W 46th St, Minneapolis, MN 55419

(612) 824-1160