Cheap Mobile Home Insurance Quotes Mississippi

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Mobile homes offer a cheaper alternative to traditional housing in Mississippi. According to the Mississippi Manufactured Housing Association, there are 520,000 mobile housing units in the state (or about 25% of the state's housing market). If you want to live in one, make sure you protect your investment from financial loss by buying an insurance policy for mobile homes.

Cheap Mobile Home Insurance Quotes

Why do you need mobile home insurance in Mississippi?

The state of Mississippi is prone to a wide range of natural disasters such as hurricanes, tornadoes, and tropical storms. Specifically, the state is hit by an average of 43 tornadoes and 19 hurricanes per year.

Since manufactured or mobile homes are made with light materials, they are at higher risk of damage. This is also true not just for tornadoes or hurricanes but also for the risk of fire and theft. The added risk makes buying insurance even more important so you can get protected.

The type of insurance you need with a mobile home is greater than that of traditional homeowners insurance. You should look for insurance companies that offer a specific type of policy for mobile and manufactured homes.

Cheap Mobile Home Insurance Quotes

The typical mobile home insurance will include the following coverage:

  • Property damage - It offers protection against damage to your mobile home regardless of the cause, but most especially due to natural forces like hurricanes, storms, and tornadoes. The cost of your policy will depend on the extent of this coverage. For instance, you must specify if you want to insure the repair or replacement of the mobile home or equivalent to its cash value.
  • Content coverage - This type of coverage is designed to cover the costs of any valuable items within your mobile home or anything of value. This includes appliances, furniture, jewelry, and other collectibles.
  • Personal Liability - If someone is injured while in your mobile home or during the transport of your mobile home, this type of coverage will give the insurance you need. It is designed to protect you against any financial liabilities that you might face as a result of that.
  • Flood Insurance - This type of coverage is rarely included in a mobile home insurance policy. You must check with your insurance provider if it is included; if not, you have to purchase it separately.

How much does it cost to insure a mobile home in Mississippi?

There are several factors that can affect the average cost of insurance for mobile homes in Mississippi. It is important to note that every insurance company will also have their own set of criteria and algorithm for evaluating your insurance rates.

In Mississippi, the average of mobile home insurance policy is as low as $57 per month. This can go up or down depending on the criteria that is predetermined by the insurance provider. If you want to get a cheap insurance policy, make sure to gather as many quotes online and compare your options.

In your search for a cheap insurance policy, never ever compromise the protection that you can get for your mobile home. The real savings can come from being able to protect your investment in the event that any untoward incident happens to it.

For information on other states, make sure to check the individual pages.

Manufactured Home Insurance Companies Near Me

Best Cheap Mobile Home Insurance Mississippi

Bishop Insurance Agency

14507 Lemoyne Blvd, Biloxi, MS 39532

(228) 354-0877

Pyron Group Insurance

1647 Lakeland Dr, Jackson, MS 39216

(601) 362-9004

Beacon Insurance Services, Inc.

1009 Howard Ave, Biloxi, MS 39530

(228) 374-0067

Pyron Coastal Insurance

1703 Old Mobile Ave, Pascagoula, MS 39567

(228) 762-0557

Bishop Insurance Agency

2413 14th St, Gulfport, MS 39501

(228) 863-2268

Southgroup Insurance-Gulf Coast

412 US-90 #6, Bay St Louis, MS 39520

(228) 466-4498

Bishop Insurance Agency

2900 Government St, Ocean Springs, MS 39564

(228) 354-0877

John Pigott: Allstate Insurance

915 MS-43 N, Picayune, MS 39466

(601) 798-7005