In Missouri, there are more people opting to buy and live in a mobile home. The reason for doing so will vary significantly - whether you want to have the freedom to move your home to a different location or you need a cheaper home. Whatever your reason for investing in this type of housing, don't forget to protect it with mobile home insurance.
Just like traditional homeowners insurance, mobile home insurance is designed to protect your home from damage or personal liability. This type of home might be cheap but it can still cost you a lot of money to repair and replace them. It is one step you can take to protect your home and any other personal property contained in it.
For this reason, insurance companies will charge higher premium rates for this type of insurance (versus a traditional policy).
When you shop around and compare various quotes online, you will soon realize that there are numerous factors that can cause your insurance rates to go up or down. The location of your mobile home is one of the primary factors - because it directly impacts the chances of suffering from harsh weather conditions or depending on the crime rate for that location.
Aside from the location, an insurance company will also evaluate the age of the home. The older the mobile home is, the more it is at risk for damage. The value of the mobile home is also another factor that will be evaluated. The insurance provider will increase your rates to cover for the actual value of the home in the event of any natural disasters that cause extreme damage.
2100 S Brentwood Blvd Ste G, Springfield, MO 65804
701 S Country Club Dr, Jefferson City, MO 65109
104 MO-5, Versailles, MO 65084
101 S Oak St, Union, MO 63084
2275 S Springfield Ave, Bolivar, MO 65613
1331 Illinois Ave, Joplin, MO 64801
9545 Yuma Dr, St. Louis, MO 63123
3920 Old Hwy 94 S Suite 39, St Charles, MO 63304