Cheap Mobile Home Insurance Quotes New Jersey
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Known as the Garden State, New Jersey is made up of small communities. Each of these small communities has distinctive charm that adds to their appeal. These communities are also known for providing affordable housing options for its residents, which also attracts people to move to New Jersey. Among these communities are mobile or manufactured home parks.
The mobile housing sector represents about 9% of the state's housing market. If you are one of these residents who own or are planning to own a mobile home, you need to think about how you can protect your investment with a mobile home insurance policy.
A mobile home, also known as manufactured home, is a type of housing structure that is built off-site (such as in a factory) and then transported into its final location. This type of housing has its own sets of advantages - the lower cost of acquisition is one of them - but it has its own sets of risks, too. For example, it is considered more prone to damage (versus traditional site-built homes) when exposed to tropical storms, hurricanes, tornadoes, and the like.
The reason for this enhanced risk is the fact that mobile homes are built with lighter materials instead of being built on a foundation. To put it simply, manufactured homes is the term used to refer to this type of housing manufactured in the 1970s. Any new homes built with the new HUD standards are referred to as mobile homes.
You can get protection for your mobile home when you secure an insurance policy. The level of protection you get will depend on the type of coverage you choose for your mobile home. If you want to get the best protection, learn more about the coverage you can get.
The average cost of mobile home insurance in New Jersey will depend on numerous factors. Most insurance rates start at $600 to as much as $1,000 annually. Different insurance companies will use different set of factors to assess the risks on mobile homes and to provide mobile homeowners the protection they need.
When you compare quotes online, take note of the average cost cited above so you can have an idea on the best policy, especially if you want to save with a cheap policy.
Hooper Ave suite 201C, Toms River, NJ 08753
(732) 645-3753
https://rpkinsurance.com/home-insurance.php
245 Old Hook Rd, Westwood, NJ 07675
(201) 497-8888
http://www.completeinsuranceagencynj.com/
17 NJ-37, Toms River, NJ 08753
(732) 800-4516
http://priorityinsure.com/
50 Harrison St PH 434, Hoboken, NJ 07030
(551) 227-7340
https://newjerseyfloodinsurance.org/
300 Haledon Ave, Prospect Park, NJ 07508
(973) 790-5700
http://www.centralinsurancenj.com/
844 Bergen Ave, Jersey City, NJ 07306
(201) 332-6999
https://agents.allstate.com/emad-soliman-jersey-city-nj.html
2900 NJ-88, Point Pleasant, NJ 08742
(732) 295-5584
https://www.getinsurancequotetoday.com/
241 Newton Sparta Rd, Newton, NJ 07860
(732) 597-6131
https://homeinsuranceagency.com/areas/new-jersey/