The North Dakota housing market is going through a major crunch. This has contributed to the rise of mobile home communities in the state. This type of dwelling is more affordable to purchase than traditional homes, which makes it a cheap alternative for families who cannot afford to buy the traditional properties. If you just purchased a mobile home, it is important to secure it with a mobile home insurance policy. This one works differently than traditional homeowners insurance so make sure you take the time to learn about how it works and how to choose the right policy.
Mobile homes require a different kind of protection from traditional homes because the former is at a higher risk of damage. This is why this is considered a niche as insurance companies evaluate a unique set of factors to determine the average cost of the policy.
A traditional mobile home insurance policy includes protection against damage to the mobile home, for causes such as natural disasters and flooding. The older the mobile home is, the more prone it is to damage. At the same time, they also evaluate the level of risk present within the location. For example, if the location of the mobile home is known to have higher rates of crime such as theft or break-ins.
1704 Main Ave, Fargo, ND 58103
517 4th Ave, Cando, ND 58324
75 1st St SE, Beach, ND 58621
1500 E Capitol Ave, Bismarck, ND 58501
101 Main St N, Tioga, ND 58852
600 E Boulevard Ave, Bismarck, ND 58505
2321 2nd Ave W #5, Williston, ND 58801
102 N Centennial St, Wishek, ND 58495