Cheap Mobile Home Insurance Quotes Oregon
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With a rich and colorful history, gorgeous landscapes, abundance of
seafood, and a wide selection of outdoor activities, Oregon is one of the
most picturesque places to live in the country. The Beaver State is easily
one of the greenest and cleanest places in the United States.
The challenge when moving to Beaver State, however, is the cost of living
and housing. In large cities like Portland, for example, the average rent
is around $1,500 per month. The average rent throughout the state is at
$1,000 per month. Still not cheap, but the quality of life the state offer
makes it worth it. At least that's what Oregonians say.
If you're planning to move to Oregon on a budget, one of your best options
is to live in a mobile home. Mobile homes let you enjoy the good things the
state has to offer for a cheap price. However, as with traditional homes,
you need mobile home insurance to protect your mobile home.
Quick mobile home statistics in Oregon
$90,035 is the average price of pre-owned mobiles homes in Oregon
2001 is the average year model of pre-owned mobiles homes
1363 square feet is the average size of pre-owned mobiles homes
511 is the number of all-age communities mobile homes in the state of
225 is the number of age-restricted mobile homes in the state of Oregon
Is mobile homes insurance required by law in Oregon?
No, it's not required by law. However, mortgage companies and mobile home
communities and parks require would-be mobile home owners to get their
dwelling insured. And since it rains a lot in the state, it is best to have
your home insured and save yourself from the expensive repairs and
replacements caused by long-term water damage.
What's does a mobile home insurance in Oregon cover?
Mobile home insurance coverage includes everything that you typically see
from a standard homeowner's insurance policy, including dwelling, personal
property, and liability protection.
Dwelling coverage - this coverage provides financial help for homeowners
for the repairs and rebuilds necessary should their mobile home endure
physical damage due to various perils.
For example, if a storm caused a wall or a section in your mobile home to
collapse, you will be protected with dwelling coverage. Deck, roof, and
other structures attached to your mobile home are protected as well under
Personal property coverage - as with traditional homeowner's insurance,
mobile home insurance can also provide financial protection for your
personal assets and belongings, whether they are damaged by natural perils,
stolen, or vandalized.
For example, if someone breaks into your home and steals your musical
instruments, you would be covered. Note that you would have to include this
to your deductible to make a claim.
Liability protection - Should someone gets injured while in your home, your
insurer will cover the medical fees. This coverage also provides legal
defense assistance should you get sued if you are deemed liable. Your
insurer will provide the financial assistance within your coverage limit.
As with traditional homeowner's insurance, you can also customize your
mobile home insurance to include permanent structures attached to your
mobile home, such as garage, tool shed, etc. If you want to secure a cheap
policy, you can use tools to compare quotes online and get the coverage you
need at a cheap rates.
Manufactured Home Insurance Companies Near Me
Insurance Services of S Oregon
356 NE Beacon Dr ste e, Grants Pass, OR 97526
5933 N Greeley Ave, Portland, OR 97217
Hayes Insurance Group
116 State Hwy 99 N Suite 220, Eugene, OR 97402
House of Insurance
1142 Willagillespie Rd, Eugene, OR 97401
Bend, OR 97702
No phone number found
1200 NE 4th St, Bend, OR 97701
No phone number found
Randy Philbrook: Allstate Insurance
1900 McLoughlin Blvd Ste 75, Oregon City, OR 97045
Cascade Summit Insurance
1800 Blankenship Rd, West Linn, OR 97068