Cheap Mobile Home Insurance Quotes Pennsylvania
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Pennsylvania is nicknamed "Keystone State" for a couple of reasons -
geographic and economic. Housing 21 of Fortune 500 companies, the state of
Pennsylvania is widely dubbed as the land of opportunities. It's not only
the established industries and major corporations that had built a solid
foundation over the years that are thriving in the state, but even small
businesses, entrepreneurs, and startups.
Combine all that with cheap cost of living and housing, gorgeous natural
wonders, and rich history of American culture, and you have a state great
for anyone looking to start their careers, build a family, or even retire.
Another housing option that is getting quite a lot of buzz in the past
couple of years in Pennsylvania is the mobile home community. If you're
looking into this option, then you should also know the importance of
getting a mobile home insurance.
Quick mobile home statistics in Pennsylvania
$58,419 is the average price of pre-owned mobiles homes in Pennsylvania
2004 is the average year model of pre-owned mobiles homes
1272 square feet is the average size of pre-owned mobiles homes
1107 is the number of all-age communities mobile homes in the state of
113 is the number of age-restricted mobile homes in the state of Oregon
9% is the percentage of mobile homes in Pennsylvania
When you buy a house, whether it's a traditional site-built home,
manufactured, modular, or mobile house, chances are that is your biggest
investment. Thus, it just makes sense to have it insured.
Mobile home insurance works like a traditional homeowners insurance. It
provides policyholders financial coverage for their home and belongings,
including liability protection.
Is it required by law in Pennsylvania?
No, it's not. Mortgage companies and mobile home communities and parks
however, require proof of insurance before they can work with you. Thus, if
you intend to get a mobile home via mortgage loan and place it in a mobile
home park, then it's an absolute must.
What's in the policy coverage?
As with most homeowner's insurance, mobile home insurance coverage is
categorized into two:
Property damage - this provides coverage for the damages incurred by
your mobile home from harsh weather events, such as accidents like tree
falling on your house, lighting, hail, storm, tornado, etc.
Personal property - this coverage extends to your assets and personal
belongings, should they get damaged from natural disasters, get
vandalized, or stolen.
Homeowner's liability - this coverage provides financial protection for
homeowners should someone suffers an injury while in their property,
should the homeowner held responsible for it. It also provides
financial supper for legal payments and for claims if necessary.
Medical payments - liability coverage includes financial support for
medical expenses should anyone suffers an accident and incurs an injury
while in your property.
When you compare online for mobile home insurance, do not just choose the
policy that comes with the cheap price. Make sure your insurer knows the
type of coverage you need, including all the protection from the usual
perils in your area. That means you have to consider your location, as
well. If you live in a flood-risk area, then include flood protection in
Lastly, make sure you compare and contrast quotes from different mobile
home insurance companies online. To get the best value for your money, and
avoid unnecessary hassles, read their reviews, customer comments, and
satisfactory ratings. This is how you can find the ideal cost of policy
with maximum protection.
Manufactured Home Insurance Companies Near Me
McCollum Insurance Agency ⭐️⭐️⭐️⭐️
4169 Main St, Philadelphia, PA 19127
Keystone State Auto and Home Insurance
929 S High St #20b, West Chester, PA 19382
Freedom Insurance Group, Inc
3308 Grant Ave, Philadelphia, PA 19114
Risk Averse Insurance
594 S New Middletown Rd, Media, PA 19063
McElhinny Insurance Agency LLC
5624 Brownsville Rd Second Floor, Pittsburgh, PA 15236
Ross Insurance Agency
1496 Lititz Pike, Lancaster, PA 17601
AAdvantage Insurance Group, Inc.
1830 E Market St, York, PA 17402
Landis Insurance Agency
1238 W Lincoln Hwy, Coatesville, PA 19320