Cheap Mobile Home Insurance Quotes South Carolina

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If you are looking to relocate somewhere and be surrounded by natural beauty of nature, easy access to sunny beaches, good trails, and with historic charm, then South Carolina is for you. The thriving economy of the state, nearly-perfect year-round weather, lively festivals, and southern hospitality makes South Carolina a favorite place to move to for many Americans.

Each year, more and more people are moving to The Palmetto State to find new job opportunities, start a family, and even retire. Combine that with low cost of living and affordable housing and you get a state perfect for anyone looking for a fresh start.

One housing option that is growing in popularity in the state is the manufactured and mobile home communities. They are way cheaper and practical than your traditional site-built homes. If you're considering this option on your move to South Carolina, then you should know about the importance of a mobile home insurance policy.

Cheap Mobile Home Insurance Quotes

Do you need mobile home insurance in South Carolina?

Legally speaking, no. There are no laws that will require you to get your manufactured or mobile home insured. However, all mortgage companies and mobile home parks require would-be mobile homeowners to have their dwelling appropriately insured.

Considering the cost of mobile homes, and the light materials used in their construction, it is only wise to have your dwelling insured to save yourself from the hassles of expensive repairs, rebuilding, etc.

Cheap Mobile Home Insurance Quotes

What do you get in a mobile home insurance coverage?

While each insurer is different, standard mobile home insurance comes with two things: property coverage and liability coverage.

Property coverage includes two things: dwelling coverage and personal property coverage. The former provides financial protection for homeowners for the repairs and rebuild, should their dwelling require it due to damages caused by severe weather conditions, such as tornadoes, hail, storm, and even fire, etc.

The latter, on the other hand, provides policy holders with financial protection should their assets and personal belongings get damaged by severe weather, vandalized, or stolen.

Liability coverage, on the other hand, provides insurance holders financial support should they be held liable for any untoward accidents happen with their guests while in their property. Also included in the coverage is the financial support for legal fees, should you deemed liable for the injury caused to your guest(s).

Most insurance companies also allow their policy holders to customize and expand their policy to cover and protect permanent structures attached to their dwellings, such as decks, patio, garage, tool shed, etc.

Choosing an insurer

Not all insurance companies are made equal - that's a fact. When choosing an insurance provider for your mobile home, make sure you completely understand the scope and coverage of the policy. Take these factors into account when you compare policies and quotes online to get the best deal.

Also, don't just go for the first cheap policy you find, or the most popular name out there. Rather, check for reviews online; learn about the various companies' satisfactory ratings and quality of customer service.

Compare and contrast insurance companies; do not just compare their prices, make sure you also compare their coverage, deductibles, etc. Also, consider the unique and valuable items and assets you keep inside your mobile home, such as antiques, electronics, art collections, etc.

Manufactured Home Insurance Companies Near Me

Best Cheap Mobile Home Insurance South Carolina

Davis Mobile Home Insurance

1818 US-17 BUS, Surfside Beach, SC 29575

(843) 238-5046

No website found

Mobile Home Insurance Agency, Inc

1082 Sunset Blvd, West Columbia, SC 29169

(803) 796-6727

No website found

Hodge Mobile Home Insurance

2079 Myrtle Beach Hwy, Sumter, SC 29153

(803) 495-3149

No website found

1st Capital Insurance

1067 Cliffwood Dr, Mt Pleasant, SC 29464

(843) 216-2772

Colonial Insurance

2351 Church St #102, Conway, SC 29526

(843) 365-2351

C T Lowndes & Company

136 S Main St, Summerville, SC 29483

(843) 875-2300

C. T. Lowndes & Company

513 E Main St, Moncks Corner, SC 29461

(843) 761-8077