Cheap Mobile Home Insurance Quotes South Dakota
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Nicknamed The Mount Rushmore State, South Dakota is an expansive and
sparsely populated state in the Midwest of United States. While the famous
historical carved monuments of four revered U.S. presidents draw thousands
of tourists each year, the thriving economy, affordable cost of living, and
vast natural beauty lures new residents each year as well.
With growing career opportunities, flourishing economy, lively cultural
scene, and pristine natural beauty, relocating to this state is a smart
move. It's a perfect place to jumpstart your career and build a family.
With an average of 11 people per square mile, there's more than enough room
to live, enjoy, and grow in this charming state. This is why more retirees
are also choosing Sioux Falls and Yankton.
One good option to better enjoy all the great things this state can offer
is living in a manufactured or mobile home. It offers cheap, convenient,
and practical choice for everyone, especially outdoor enthusiasts who want
to make cities as their home base for their adventures.
If you're looking to get a mobile home in South Dakota, then you should
learn the importance of getting mobile home insurance as well.
Is mobile home insurance required in South Dakota?
Technically speaking, no it's not. There are no current laws that require
mobile homeowners to acquire an insurance policy for their mobile dwelling.
However, mobile home parks and communities, as well as mortgage companies
require would-be residents and clients to get an insurance policy. Thus, if
you're planning to place your mobile home in a park and live in a
community, and have it mortgaged, then an insurance policy is a must have.
Also, considering the cost of the mobile homes and mostly rough weather
conditions in the state, it's only right to get financially protected.
Quick mobile home statistics in South Dakota
$48,500 is the average price of pre-owned mobile homes
1300 square feet is the average size of mobile homes
2008 is the average year model
What do you get in a mobile home insurance coverage in South Dakota?
While specifics in policies may differ from one insurance company to
another, a standard mobile home insurance policy works similar with your
traditional homeowner's insurance: it comes with two types of coverage -
property and liability coverage.
Property damage coverage - this coverage will pay for the damages incurred
by your mobile home from various perils such as fire, hail, storm,
accidents, burglary, etc.
Personal property coverage - this coverage will pay for the policy holder's
assets and belongings that are damaged or stolen while being kept inside
the mobile home.
Homeowner's liability - this coverage will pay for the medical expenses in
case someone gets hurt and needs medical attention after an accident while
inside your mobile home. This will also provide financial assistance should
you get sued and found liable from negligence.
Most insurance companies allow policy holders to customize their policies
depending on their needs, the common perils in their location, and the
assets and items they want to insure in their mobile home. This is
something you should consider when you compare quotes online from various
insurance companies. This is how you can get the best rates at the right
For information on other states, make sure to check the individual pages.
Manufactured Home Insurance Companies Near Me
804 2nd St SE, Watertown, SD 57201
311 Omaha St #5, Rapid City, SD 57701
Central States Insurance LLC
4305 S Louise Ave #106, Sioux Falls, SD 57106
316 N Main Ave, Presho, SD 57568
Jensen Insurance & Real Estate
307 N 16th St, Beresford, SD 57004
502 Lincoln Ave, Murdo, SD 57559
Ponderosa Mobile Home Ranch
4398 Universal Dr # 35, Rapid City, SD 57702
No website found
Herrmann Insurance Agencies
821 Mt Rushmore Rd, Rapid City, SD 57701