Cheap Mobile Home Insurance Quotes Texas

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It sounds cliché but the saying "everything is bigger in Texas" is absolutely true in every sense of the word. Being the second largest state in the country (only second to Alaska) and second most populous (second to California) Texas is a dynamic state bursting with vastly diverse cities. It has mountains, forests, coastlines, and ranchlands, along with over 850 miles of interstate route.

Texas has a little bit of everything. It is the home to lots of Fortune 500 companies, including AT&T, Sysco, Exxon Mobil, etc., as well as the NASA Johnson Space Center.

With favorable and temperate weather, thriving economy, promising job market, affordable cost of living, and tons of fun things to see and do, you can never go wrong with the Texas. It's also a melting pot of cultures, attracting more and more people from all walks of life each year.

Cost of living and housing is affordable (if not cheap) in Texas. But if you want to save even further, you can always choose manufactured and mobile homes. If you are planning to move to Texas and live in a mobile home, then you will be delighted to know that the state has the most number of mobile and manufactured homes in the country.

Cheap Mobile Home Insurance Quotes

Quick mobile home statistics in Texas

  • $60,000 is the average price of pre-owned mobile homes
  • 1348 square feet is the average size of mobile homes
  • 2010 is the average year model of mobile homes

Is mobile home insurance policy required in the state of Texas?

No, it is not. Despite the popularity of manufactured and mobile homes, mobile home insurance is not required by law in the state of Texas. Most mortgage companies, however, require would-be mobile homeowners to get an insurance policy as condition for the loan. Additionally, mobile home parks and communities require home insurance as well.

Considering the cost of purchasing a mobile home and the light materials used for its construction, it is only wise to have your dwelling appropriately insured.

Cheap Mobile Home Insurance Quotes

What's in a mobile home insurance coverage?

Mobile home insurance works similar to your traditional homeowner's insurance policy. The coverage is the same in a lot of ways, which usually includes two categories; property coverage and liability coverage.

Property coverage

Property damage coverage - this coverage provides protection for the damages incurred by your mobile home from different types of perils, such as natural disasters, vandalism, etc. Coverage also includes repairs and rebuilding of permanent attachments to your dwelling, including garage, tool shed, deck, patio, etc.

Personal property coverage - this coverage provides financial protections for your personal belongings and valued assets, should they get stolen, vandalized, or damaged while inside your mobile home.

Liability coverage

Homeowner's liability - this provides financial assistance for policy holders to pay for the medical expenses in case someone gets hurt or injured while inside your property, be it an accident or due to your negligence. This coverage also provides legal fees should you get sued and found liable for negligence.

How much is mobile home insurance in Texas?

Mobile home insurance in Texas can cost up to $1,200 per year. Of course, there are many insurer that offer more affordable options and you should compare rates and quotes if you want a cheap policy.

Note that rates for mobile home insurance depends on a lot of factors, such as your mobile home's location, value, age, and size of the dwelling, deductibles, and coverage limit you choose. You need to compare these factors if you want the best policy with the right level of protection.

Manufactured Home Insurance Companies Near Me

Best Cheap Mobile Home Insurance Texas

Foremost Mobile Home Insurance

2023 Lockhill Selma Rd, San Antonio, TX 78213

(210) 525-1863

Manufactured Home Insurance Specialists

9504 Rhine Ave, Texarkana, TX 75503

(903) 757-7562

Mr. Mobile Home Ins

801 Pecan Blvd, McAllen, TX 78501

(956) 682-3161

Standard Casualty Company

100 Northwoods Dr, New Braunfels, TX 78132

(830) 629-6111

Home Insurance Solutions of Texas

1324 Avenue D, Katy, TX 77493

(281) 293-7744

Mobile Insurance of Texas

25775 Oak Ridge Dr # 110, The Woodlands, TX 77380

(800) 458-4320

Johnny Johnson Insurance

1710 W Texas Ave, Midland, TX 79701

(432) 684-6653

Insurance Huntsville

325 TX-75, Huntsville, TX 77320

(936) 438-8898