Cheap Mobile Home Insurance Quotes Vermont

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Vermont is, one of the most beautiful states in the country. The name itself translates to 'Green Mountain State' which is a testament to the beauty of its natural landscapes.

Unlike bigger states with buzzing metropolis cities, Vermont has experienced slower population growth over the years. But that doesn't mean you should not consider it as your potential destination to settle down. If you love the outdoors, and hiking, biking, walking on trails and skiing with picturesque views of landscapes is part of your routine, then this state is for you.

One of the better ways to enjoy the natural beauty of Vermont is living in a mobile home. Mobile home communities may not be as popular in this state as compared to other states, but it is surely a viable and more affordable choice for anyone wishing to move to Vermont.

If you are thinking of living in a mobile home in Vermont, then you should know about the importance of getting cheap mobile home insurance.

Cheap Mobile Home Insurance Quotes

Is mobile home insurance required in the state of Vermont?

The law doesn't specifically require mobile home owners to acquire insurance policy. Mobile home communities and parks however, require would-be residents to get their dwelling insured. Also, most mortgage companies require their clients to have their property insured. Thus, should you plant to place your mobile home in a mobile park and/or have it mortgaged; you definitely need mobile home insurance.

What's in a mobile home insurance coverage?

Mobile home insurance works similarly to a traditional homeowner's insurance for site-built houses and condos. The coverage is usually categorized into two things; property damage and liability coverage.

Cheap Mobile Home Insurance Quotes

Property coverage

Property damage - this provides policy holders the financial assistance for the repairs and/or rebuilding needed in case their mobile home is damaged by fire, storm, tornado, burglarized, or vandalized.

Personal property damage - this coverage pays for the damaged or stolen assets and belongings of the policy holder kept in their property, such as electronics, appliances, furniture, expensive collections, jewelry, etc.

Liability coverage

Homeowner's liability coverage - this provides homeowner's financial assistance for the medical expenses of someone who suffers an injury due to an accident inside the mobile home or in their property. This will also provide financial assistance for legal fees should the homeowner gets sued and found liable due to negligence that caused the accident.

Mobile home insurance is not exclusive for the mobile home and valuables inside it per se. In most cases, it also covers attached structures like patios and porches, and permanent structures like garages and tool sheds.

How much does a mobile home insurance cost in Vermont?

Quotes and prices for mobile home insurance differ from one insurer to another, and vary based on different factors. This is because insurance companies consider the address or location of the mobile home, its current value, size, and age, the deductibles, and the coverage you want to include and exclude.

The average cost of mobile homes in Vermont can go around $600 per year. Of course, you can find cheaper and more expensive rates. However, make sure you also consider the customer reviews and satisfactory rating when compare online to find the best insurance company for your mobile home.

For information on other states, make sure to check the individual pages.

Manufactured Home Insurance Companies Near Me

Best Cheap Mobile Home Insurance Vermont

Champlain Insuring

17 1st St, Swanton, VT 05488

(802) 868-7328

Berlin Mobile Home Park

Cedar Dr, Orange, VT 05641

(802) 229-1592

MetLife Auto & Home

71 Depot St, Lyndonville, VT 05851

(802) 626-5050

No website found

RMC Mobile Home Park

Crossing Manor Dr, Berlin, VT 05602

(802) 229-1592

T.S. Peck Insurance

41 Idx Dr # 135, South Burlington, VT 05403

(802) 865-8000

Northfield Falls Mobile Home Park

20 Falls Trailer Park, Northfield, VT 05663

(802) 229-1592

Nationwide Insurance: Mullen Insurance Agency Inc

140 S Main St #2, St Albans City, VT 05478

(802) 527-0121

Wyman Agency Inc.

24 Cemetery Rd, Ascutney, VT 05030

(802) 674-4142