Best Cheap Renters Insurance in
New York, NY

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Average Annual Renters Insurance Cost in New York

Company Average Rates
New York Central Mutual (NYCM) $75.69
Encompass $113.21
Allstate $131.08
State Farm $138.16
Travelers $138.22
USAA $175.67
Nationwide $189.76

cheap renters insurance quotes

How to Get Cheap Renters Insurance in New York New York

Not every landlord requires renters’ insurance of tenants in New York but if it is needed, you can get the best policy for value by considering the following tips.

Determining just how much cover you need

This can be achieved by creating a risk profile for an apartment or condo and using this profile to estimate what property and liability protection is actually needed. Such a profile can help to determine what deductibles can be considered.

cheap renters insurance quotes

Compare different policies

To get the cheapest policy for good value in New York, you should compare insurance quotes and rates of respectable insurance providers using your created risk profile as a guide of sorts. Comparing average premiums of the following cities to your own may also be helpful: 1, 2, 3, 4, 5.

Read the fine print

Carefully read through the terms of a policy to determine if it fits the risk profile of your rented property at a cost that is within your monthly budget.

Check out the reputation of the insurance company

Once you’ve found a good fit at a reasonable cost per month, the next step is to check out the company and how they handle claims. For these, you can check out online reviews and speak to insurance agents to get a better feel.

Cheap Renters Insurance Companies Near Me

Best Renters Insurance Companies in New York New York

© Google Maps

Renters Insurance Agents

Effective Coverage

  • 160 Varick St, New York, NY 10013
  • (646) 395-9888
  • Jieheng Chen: Allstate Insurance

  • 50 E Broadway Ste 202, New York, NY 10002
  • (212) 226-1700
  • Effective Coverage Inc

  • 42 Mott St #3/F, New York, NY 10013
  • (212) 966-8880
  • No website found
  • Geico Car Insurance Quotes

  • 10 Grand St, New York, NY 10013
  • (607) 241-9171
  • Kenneth Bieber Inc

  • 370 Lexington Ave #1405, New York, NY 10017
  • (212) 983-3700
  • Gotham Brokerage Co., Inc.

  • 75 Maiden Ln, New York, NY 10038
  • (212) 406-7300
  • Insurent Lease Guaranty: Rental Cosigner Service

  • 122 E 42nd St #3600, New York, NY 10168
  • (212) 295-5000
  • Kevin Schaefer: Allstate Insurance

  • 49 Nassau St Fl 2, New York, NY 10038
  • (212) 267-7601

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