Best Cheap Renters Insurance in
O'Fallon, IL

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Average Annual Renters Insurance Cost in Illinois

Company Average Rates
USAA $98.67
Country Financial $117.38
Nationwide $120.57
State Farm $130.08
Safeco $138.5
Travelers $156.7
American Family Insurance $159.05
Allstate $171.99
Erie Insurance $167.36

cheap renters insurance quotes

How to Get Cheap Renters Insurance in O'Fallon Illinois

Not every landlord requires renters’ insurance of tenants in O'Fallon but if it is needed, you can get the best policy for value by considering the following tips.

Determining just how much cover you need

This can be achieved by creating a risk profile for an apartment or condo and using this profile to estimate what property and liability protection is actually needed. Such a profile can help to determine what deductibles can be considered.

cheap renters insurance quotes

Compare different policies

To get the cheapest policy for good value in O'Fallon, you should compare insurance quotes and rates of respectable insurance providers using your created risk profile as a guide of sorts. Comparing average premiums of the following cities to your own may also be helpful: 1, 2, 3, 4, 5.

Read the fine print

Carefully read through the terms of a policy to determine if it fits the risk profile of your rented property at a cost that is within your monthly budget.

Check out the reputation of the insurance company

Once you’ve found a good fit at a reasonable cost per month, the next step is to check out the company and how they handle claims. For these, you can check out online reviews and speak to insurance agents to get a better feel.

Cheap Renters Insurance Companies Near Me

Best Renters Insurance Companies in O'Fallon Illinois

© Google Maps

Renters Insurance Agents


  • O'Fallon, IL 62269
  • No phone number found
  • Doyne Mcginthy American Family Insurance

  • 802 Jamestown Rd, O'Fallon, IL 62269
  • (618) 632-7171
  • Mike Morrill - State Farm Insurance Agent

  • 102 Ruth Dr, O'Fallon, IL 62269
  • (618) 632-6943
  • Scott Huels - State Farm Insurance Agent

  • 9 Eagle Center #7, O'Fallon, IL 62269
  • (618) 632-3600
  • Elisa Hager - State Farm Insurance Agent

  • 1315 W Hwy 50, O'Fallon, IL 62269
  • (618) 628-8800
  • Allstate

  • 1209 Thouvenot Ln, Belleville, IL 62269
  • No phone number found
  • Monica Vecera - State Farm Insurance Agent

  • 630 Pierce Blvd #200, O'Fallon, IL 62269
  • (618) 632-4870
  • Wilson Insurance Group

  • 1161 Fortune Blvd Suite 300, O'Fallon, IL 62269
  • (618) 632-8900

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