Best Cheap Renters Insurance in
Santa Barbara, CA

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Average Annual Renters Insurance Cost in California

Company Average Rates
AAA $115.18
Safeco $128.26
Farmers $135.65
State Farm $143.79
Mercury Insurance $168.11
USAA $169.28
Allstate $173.37
CSAA Insurance $179.91
Travelers $202.12

cheap renters insurance quotes

How to Get Cheap Renters Insurance in Santa Barbara California

Not every landlord requires renters’ insurance of tenants in Santa Barbara but if it is needed, you can get the best policy for value by considering the following tips.

Determining just how much cover you need

This can be achieved by creating a risk profile for an apartment or condo and using this profile to estimate what property and liability protection is actually needed. Such a profile can help to determine what deductibles can be considered.

cheap renters insurance quotes

Compare different policies

To get the cheapest policy for good value in Santa Barbara, you should compare insurance quotes and rates of respectable insurance providers using your created risk profile as a guide of sorts. Comparing average premiums of the following cities to your own may also be helpful: 1, 2, 3, 4.

Read the fine print

Carefully read through the terms of a policy to determine if it fits the risk profile of your rented property at a cost that is within your monthly budget.

Check out the reputation of the insurance company

Once you’ve found a good fit at a reasonable cost per month, the next step is to check out the company and how they handle claims. For these, you can check out online reviews and speak to insurance agents to get a better feel.

Cheap Renters Insurance Companies Near Me

Best Renters Insurance Companies in Santa Barbara California

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Renters Insurance Agents

Santa Barbara Insurance

  • 1920 De La Vina St, Santa Barbara, CA 93101
  • (805) 569-0731
  • Scott Simmons - State Farm Insurance Agent

  • 1809 Cliff Dr A, Santa Barbara, CA 93109
  • (805) 965-8934
  • Farmers Insurance - Christopher Baxter

  • 1033 Santa Barbara St, Santa Barbara, CA 93101
  • (805) 963-4048
  • Ric Baldiviez - State Farm Insurance Agent

  • 211 E Victoria St c, Santa Barbara, CA 93101
  • (805) 962-9146
  • Mercury Insurance

  • 201 S Milpas St, Santa Barbara, CA 93103
  • (805) 319-7453
  • Paul Cashman - State Farm Insurance Agent

  • 1236 Coast Village Cir ste d, Santa Barbara, CA 93108
  • (805) 969-5838
  • CoreGen Insurance Agency, LLC

  • 300 E Canon Perdido St STE C1, Santa Barbara, CA 93101
  • (805) 845-7517
  • David Fox - State Farm Insurance Agent

  • 1220 Santa Barbara St, Santa Barbara, CA 93101
  • (805) 962-3587

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