Best Cheap Renters Insurance in
Schenectady, NY

Get the Cheapest Quotes in Minutes

Get quotes in two minutes or less

No registration needed

No spam. No hidden fees. No Long Forms
No spam. No hidden fees.
No Long Forms


Satisfied Visitors


Average Policy Savings


Return Clients

Average Annual Renters Insurance Cost in New York

Company Average Rates
New York Central Mutual (NYCM) $75.69
Encompass $113.21
Allstate $131.08
State Farm $138.16
Travelers $138.22
USAA $175.67
Nationwide $189.76

cheap renters insurance quotes

How to Get Cheap Renters Insurance in Schenectady New York

Not every landlord requires renters’ insurance of tenants in Schenectady but if it is needed, you can get the best policy for value by considering the following tips.

Determining just how much cover you need

This can be achieved by creating a risk profile for an apartment or condo and using this profile to estimate what property and liability protection is actually needed. Such a profile can help to determine what deductibles can be considered.

cheap renters insurance quotes

Compare different policies

To get the cheapest policy for good value in Schenectady, you should compare insurance quotes and rates of respectable insurance providers using your created risk profile as a guide of sorts. Comparing average premiums of the following cities to your own may also be helpful: 1, 2, 3, 4, 5.

Read the fine print

Carefully read through the terms of a policy to determine if it fits the risk profile of your rented property at a cost that is within your monthly budget.

Check out the reputation of the insurance company

Once you’ve found a good fit at a reasonable cost per month, the next step is to check out the company and how they handle claims. For these, you can check out online reviews and speak to insurance agents to get a better feel.

Cheap Renters Insurance Companies Near Me

Best Renters Insurance Companies in Schenectady New York

© Google Maps

Renters Insurance Agents

Prime Group Insurance Agency, Inc.

  • 1584 Union St 1st floor, Schenectady, NY 12309
  • (518) 377-0200
  • SEFCU Insurance Agency

  • 469 State St 3rd Floor, Schenectady, NY 12305
  • (888) 250-6689
  • Nationwide Insurance: The Scarantino Agency Inc.

  • 1761 State St, Schenectady, NY 12304
  • (518) 372-2130
  • No website found
  • Metroland Agency

  • 2330 Broadway, Schenectady, NY 12306
  • (518) 377-2072
  • Julie Baldes: Allstate Insurance

  • 931 Altamont Ave, Schenectady, NY 12303
  • (518) 357-0515
  • Nationwide Insurance: William J. Freyer

  • 1650 State St, Schenectady, NY 12304
  • (518) 346-6111
  • Cote Insurance Agency

  • 1656 Dewitt St, Schenectady, NY 12303
  • (518) 587-3304
  • Steve Becker - State Farm Insurance Agent

  • 525 Union St Ste 102, Schenectady, NY 12305
  • (518) 372-1561

  • Find Other Insurance Types by Zip Code