In New Jersey, only workers compensation insurance is required by law. But as a business owner, you have to think one step ahead and protect your business before anything drastic happens that could lead to financial loss or bankruptcy. Find cheap small business insurance online using the information available here.
Different types of industries require different levels of protection for business owners. Make sure you look into add-on coverage for your Clifton NJ business. Errors & omissions coverage is a must for professionals and contractors as it will cover for damages caused by negligent work or faulty service. Meanwhile, hazard & interruptions coverage will ensure you get paid for any lost income when business operations are interrupted for a variety of reasons.