Cheap Business Insurance Quotes Coeur d'Alene ID

In Idaho, there are two types of insurance required for all businesses to operate: workers compensation insurance and unemployment insurance (state and federal). Learn about other types of insurance you need to protect your business in Coeur d'Alene and how to find the best commercial insurance rates.

Commercial Business Insurance Coeur d'Alene ID

Getting the Best Small Business Insurance Rates in Coeur d'Alene ID

All businesses need insurance. That is a fact. Idaho business owners have to focus on how to find cheap small business insurance that will ensure protection of their livelihood, as well as that of their employees.

If you own a small business in the Gem State, first you need to assess how much protection you need. This will be determined by the industry or nature of your business, the number of employees you employ, and any other pertinent risks. Even if you buy insurance, you could still end up in financial ruin if you do not get the right amount of coverage.

Low cost policies are nice to have, if you can find them. However, the level of coverage is most important because an insurance policy that does not protect you is a waste of investment.

General Liability Professional Insurance Coeur d'Alene ID

What Does Commercial General Liability Insurance Cover?

Commercial general liability insurance is the recommended option for most businesses in Coeur d'Alene ID, whether big or small. Compare the best quotes for general liability so you can get the protection you need for a lesser price.

General liability insurance for businesses in ID includes the following coverage:

  • Bodily Injury – Physical damage caused to an employee or customer/s
  • Personal Injury – Any damage caused to a person’s reputation, rights, or privacy
  • Property Damage – Any damage done to a customer’s property or the property rented by the business
  • Advertising Injury – Any loss incurred by wrongful advertising
  • Legal – Any cost incurred in response to a lawsuit or any legal action filed against your business

Hazard, Errors & Omissions, Business Interruptions, and More

Professionals, contractors, or any business that offer a service to their clients must also consider buying additional coverage (on top of general liability insurance). Add-on coverage such as errors & omissions coverage, hazards coverage, and business interruption coverage are a must to cover the specific types of risks that are present in the nature of your business.

Make sure to shop around various insurance providers in Coeur d'Alene to learn about commercial insurance rates for the add-on coverage and their entailing costs.

You can check out other cities in your state to compare rates: 1, 2, 3, 4, 5.

If you're looking to buy Washington commercial auto insurance, please check our other page.

Small Business Insurance Companies, Agents & Brokers Near Me

Small Business Insurance Coeur d'Alene ID

Best Small Business Insurance Companies

Pacific Crest Insurance - Coeur d'Alene

  • 320 E Neider Ave #202, Coeur d'Alene, ID 83815
  • (208) 714-4251
  • Redman & Company Insurance Inc.

  • 1410 S Lincoln Way STE 100, Coeur d'Alene, ID 83814
  • (208) 664-5263
  • Coeur d'Alene Insurance

  • 1801 N Government Way Ste 1, Coeur d'Alene, ID 83814
  • (208) 667-9421
  • Reliant Northwest Insurance

  • 1110 W Park Pl #326, Coeur d'Alene, ID 83814
  • (208) 664-8141
  • Avalanche Insurance Agency

  • 7352 N Government Way #I, Coeur d'Alene, ID 83815
  • (208) 762-2700
  • Panhandle Insurance

  • 1103 E Best Ave a, Coeur d'Alene, ID 83814
  • (208) 664-9223
  • Northwest Insurance Associates

  • 722 E Lakeside Ave, Coeur d'Alene, ID 83814
  • (208) 659-8244
  • 1st Choice Insurance Brokers, LLC

  • MAILING ADDRESS ONLY, 2900 N Government Way #36, Coeur d'Alene, ID 83815
  • (208) 758-8050

  • Find Other Insurance Types by Zip Code