Cheap Business Insurance Quotes Colorado Springs CO

Business owners in Colorado Springs need to obtain a commercial/business insurance to protect their livelihood financially and legally. With a rise in small businesses in the past few decades in Colorado, the role they play in supporting the state economy is more important than ever.

Commercial Business Insurance Colorado Springs CO

Getting the Best Small Business Insurance Rates in Colorado Springs CO

The commercial insurance rates in Colorado are based on a few factors including the size of the business, nature of business, location, and type of coverage. For example, businesses in Denver tend to have a higher insurance rate than those located in Colorado Springs. In addition, the cost of insuring an LLC or S-corp would be different with contractors and franchise owners.

The level of risk for a business is the most influential factor that determines business insurance cost. Take time to search for providers with low cost policies or compare best quotes for general liability coverage from 2-3 insurance companies.

It’s important to know what factors affect the insurance rate so you can choose according to your needs and budget.

General Liability Professional Insurance Colorado Springs CO

What Does Commercial General Liability Insurance Cover?

Business insurance isn’t required by law in Colorado. However, general liability insurance is the best option for those looking for cheap small business insurance as it offers basic protection.

General liability insurance in Colorado covers for claims against property damage, advertising errors, bodily injury, and reputation harm. It is one of the broadest policies available for small business owners in Colorado Springs and is highly recommended for businesses with high exposure to liabilities.

Hazard, Errors & Omissions, Business Interruptions, and More

Colorado Springs small business owners can also purchase additional policies such as Hazard & Interruption coverage. Both types of insurance coverage will cover for any financial loss or income replacement resulting from natural disasters (such as storms, floods, and fires) and circumstances beyond control that cease business operations.

For other types of businesses, such as professionals and contractors providing direct service to clients, you can also obtain other types of insurance such as the Errors & Omissions Coverage. This will cover for any claim resulting from any liabilities and negligence due to the service provided.

You can check out other cities in your state to compare rates: 1, 2, 3, 4, 5, 6.

If you're looking for New Hampshire commercial auto insurance, please check our other page.

Small Business Insurance Companies, Agents & Brokers Near Me

Small Business Insurance Colorado Springs CO

Best Small Business Insurance Companies

Southern Colorado Insurance Center

  • 6799 Bismark Rd e, Colorado Springs, CO 80922
  • (719) 329-4441
  • Bigfoot Insurance dba Commercial Insurance Group LLC

  • 1773 S 8th St UNIT 200, Colorado Springs, CO 80905
  • (303) 900-2960
  • Springs Insurance Brokers

  • 7222 Commerce Center Dr Suite 220, Colorado Springs, CO 80919
  • (719) 268-1300
  • ALINK Insurance Services, LLC

  • 2407 W Colorado Ave, Colorado Springs, CO 80904
  • (719) 473-6262
  • Solid Rock Insurance Agency

  • 2918 Austin Bluffs Pkwy #200, Colorado Springs, CO 80918
  • (719) 574-0082
  • Farmers Insurance - Michael Hendrickson

  • 1965 Dominion Way Ste 120, Colorado Springs, CO 80918
  • (719) 572-5938
  • Liberty Mutual Business Insurance - Bassett Insurance Group

  • 1155 Kelly Johnson Blvd Suite 111, Colorado Springs, CO 80920
  • (303) 543-1103
  • Benson Insurance Group

  • 5155 N Academy Blvd Suite 110, Colorado Springs, CO 80918
  • (719) 622-3079

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