Cheap Business Insurance Quotes Denver CO

Business owners in Denver need to obtain a commercial/business insurance to protect their livelihood financially and legally. With a rise in small businesses in the past few decades in Colorado, the role they play in supporting the state economy is more important than ever.

Commercial Business Insurance Denver CO

Getting the Best Small Business Insurance Rates in Denver CO

The commercial insurance rates in Colorado are based on a few factors including the size of the business, nature of business, location, and type of coverage. For example, businesses in Denver tend to have a higher insurance rate than those located in Colorado Springs. In addition, the cost of insuring an LLC or S-corp would be different with contractors and franchise owners.

The level of risk for a business is the most influential factor that determines business insurance cost. Take time to search for providers with low cost policies or compare best quotes for general liability coverage from 2-3 insurance companies.

It’s important to know what factors affect the insurance rate so you can choose according to your needs and budget.

General Liability Professional Insurance Denver CO

What Does Commercial General Liability Insurance Cover?

Business insurance isn’t required by law in Colorado. However, general liability insurance is the best option for those looking for cheap small business insurance as it offers basic protection.

General liability insurance in Colorado covers for claims against property damage, advertising errors, bodily injury, and reputation harm. It is one of the broadest policies available for small business owners in Denver and is highly recommended for businesses with high exposure to liabilities.

Hazard, Errors & Omissions, Business Interruptions, and More

Denver small business owners can also purchase additional policies such as Hazard & Interruption coverage. Both types of insurance coverage will cover for any financial loss or income replacement resulting from natural disasters (such as storms, floods, and fires) and circumstances beyond control that cease business operations.

For other types of businesses, such as professionals and contractors providing direct service to clients, you can also obtain other types of insurance such as the Errors & Omissions Coverage. This will cover for any claim resulting from any liabilities and negligence due to the service provided.

You can check out other cities in your state to compare rates: 1, 2, 3, 4, 5, 6.

If you're looking for commercial auto insurance New Hampshire, please check our other page.

Small Business Insurance Companies, Agents & Brokers Near Me

Small Business Insurance Denver CO

Best Small Business Insurance Companies

Denver Insurance LLC

  • 1127 Auraria Pkwy #22, Denver, CO 80204
  • (720) 446-5566
  • Lightship Insurance

  • 677 Grant St, Denver, CO 80203
  • (303) 292-9995
  • Longevity Insurance Brokers

  • 100 Fillmore St, Denver, CO 80206
  • (720) 209-4598
  • Aspen Insurance Agency

  • 2255 S Broadway, Denver, CO 80210
  • (303) 777-2991
  • Bonnie Brae Insurance

  • 179 S Colorado Blvd, Denver, CO 80246
  • (303) 321-9300
  • Colorado Insurance Broker, Inc.

  • 1221 S Clarkson St, Denver, CO 80210
  • (303) 694-1413
  • Insurance Group of Denver

  • 1776 S Jackson St #1006, Denver, CO 80210
  • (720) 436-1990
  • The Insurance Loft - Commercial Group

  • 518 17th St ste 1450 rm 103, Denver, CO 80202
  • (800) 409-9790

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