Cheap Business Insurance Quotes Fort Collins CO

Business owners in Fort Collins need to obtain a commercial/business insurance to protect their livelihood financially and legally. With a rise in small businesses in the past few decades in Colorado, the role they play in supporting the state economy is more important than ever.

Commercial Business Insurance Fort Collins CO

Getting the Best Small Business Insurance Rates in Fort Collins CO

The commercial insurance rates in Colorado are based on a few factors including the size of the business, nature of business, location, and type of coverage. For example, businesses in Denver tend to have a higher insurance rate than those located in Colorado Springs. In addition, the cost of insuring an LLC or S-corp would be different with contractors and franchise owners.

The level of risk for a business is the most influential factor that determines business insurance cost. Take time to search for providers with low cost policies or compare best quotes for general liability coverage from 2-3 insurance companies.

It’s important to know what factors affect the insurance rate so you can choose according to your needs and budget.

General Liability Professional Insurance Fort Collins CO

What Does Commercial General Liability Insurance Cover?

Business insurance isn’t required by law in Colorado. However, general liability insurance is the best option for those looking for cheap small business insurance as it offers basic protection.

General liability insurance in Colorado covers for claims against property damage, advertising errors, bodily injury, and reputation harm. It is one of the broadest policies available for small business owners in Fort Collins and is highly recommended for businesses with high exposure to liabilities.

Hazard, Errors & Omissions, Business Interruptions, and More

Fort Collins small business owners can also purchase additional policies such as Hazard & Interruption coverage. Both types of insurance coverage will cover for any financial loss or income replacement resulting from natural disasters (such as storms, floods, and fires) and circumstances beyond control that cease business operations.

For other types of businesses, such as professionals and contractors providing direct service to clients, you can also obtain other types of insurance such as the Errors & Omissions Coverage. This will cover for any claim resulting from any liabilities and negligence due to the service provided.

You can check out other cities in your state to compare rates: 1, 2, 3, 4, 5, 6.

If you're looking for cheap commercial auto insurance New Hampshire, please check our other page.

Small Business Insurance Companies, Agents & Brokers Near Me

Small Business Insurance Fort Collins CO

Best Small Business Insurance Companies

Fort Collins Insurance

  • 2427 S College Ave Suite #108, Fort Collins, CO 80525
  • (970) 204-4553
  • Welsh Insurance Agency, Inc.

  • 4033 E Boardwalk Dr #200, Fort Collins, CO 80525
  • (970) 207-4000
  • Insurance Specialties Ltd

  • 148 W Oak St, Fort Collins, CO 80524
  • (970) 490-1530
  • U.S. Insurance Quotes - & Insurance Agency

  • 155 E Boardwalk Dr #489, Fort Collins, CO 80525
  • (970) 775-3064
  • Daniel Insurance Agency

  • 2627 Redwing Rd #330, Fort Collins, CO 80526
  • (970) 223-5902
  • IMA Select - Fort Collins

  • 2721 Council Tree Ave #218, Fort Collins, CO 80525
  • (970) 204-0044
  • GEICO Insurance Agent

  • 2024 E Harmony Rd Suite 120, Fort Collins, CO 80528
  • (970) 221-5230
  • Harmony Insurance Advisors, Inc.

  • 343 W Drake Rd Suite 110, Fort Collins, CO 80526
  • (970) 999-0488

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