Cheap Business Insurance Quotes Lafayette CO

Business owners in Lafayette need to obtain a commercial/business insurance to protect their livelihood financially and legally. With a rise in small businesses in the past few decades in Colorado, the role they play in supporting the state economy is more important than ever.

Commercial Business Insurance Lafayette CO

Getting the Best Small Business Insurance Rates in Lafayette CO

The commercial insurance rates in Colorado are based on a few factors including the size of the business, nature of business, location, and type of coverage. For example, businesses in Denver tend to have a higher insurance rate than those located in Colorado Springs. In addition, the cost of insuring an LLC or S-corp would be different with contractors and franchise owners.

The level of risk for a business is the most influential factor that determines business insurance cost. Take time to search for providers with low cost policies or compare best quotes for general liability coverage from 2-3 insurance companies.

It’s important to know what factors affect the insurance rate so you can choose according to your needs and budget.

General Liability Professional Insurance Lafayette CO

What Does Commercial General Liability Insurance Cover?

Business insurance isn’t required by law in Colorado. However, general liability insurance is the best option for those looking for cheap small business insurance as it offers basic protection.

General liability insurance in Colorado covers for claims against property damage, advertising errors, bodily injury, and reputation harm. It is one of the broadest policies available for small business owners in Lafayette and is highly recommended for businesses with high exposure to liabilities.

Hazard, Errors & Omissions, Business Interruptions, and More

Lafayette small business owners can also purchase additional policies such as Hazard & Interruption coverage. Both types of insurance coverage will cover for any financial loss or income replacement resulting from natural disasters (such as storms, floods, and fires) and circumstances beyond control that cease business operations.

For other types of businesses, such as professionals and contractors providing direct service to clients, you can also obtain other types of insurance such as the Errors & Omissions Coverage. This will cover for any claim resulting from any liabilities and negligence due to the service provided.

You can check out other cities in your state to compare rates: 1, 2, 3, 4, 5, 6.

If you're looking for commercial truck insurance New Jersey, please check our other page.

Small Business Insurance Companies, Agents & Brokers Near Me

Small Business Insurance Lafayette CO

Best Small Business Insurance Companies

Young Insurance

  • 806 S Public Rd #102, Lafayette, CO 80026
  • (303) 660-0470
  • Monark Insurance

  • 100 S Public Rd Ste A, Lafayette, CO 80026
  • (303) 997-6255
  • Rocky Mountain Insurance Center

  • 1361 Forest Park Cir #105, Lafayette, CO 80026
  • (720) 335-6872
  • Paul Hultgren - State Farm Insurance Agent

  • 1345 Plaza Ct N #2b, Lafayette, CO 80026
  • (303) 665-9465
  • Roy Beets: Allstate Insurance

  • 1408 Horizon Ave Ste 103, Lafayette, CO 80026
  • (303) 722-0191
  • Anne M Larsen Ins Agcy Inc

  • 304 E Baseline Rd # B, Lafayette, CO 80026
  • (303) 450-8100
  • Chanc Woods: Allstate Insurance

  • 100 E Chester St, Lafayette, CO 80026
  • (303) 666-0747
  • Jim Plane - State Farm Insurance Agent

  • 1319 W Baseline Rd Ste 201B, Lafayette, CO 80026
  • (720) 890-5916

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