Cheap Business Insurance Quotes Lexington KY

The Bluegrass State of Kentucky has nearly 350,000 small to mid-sized businesses that employs over 690,000 people. Businesses, therefore, hold a significant share of the state’s employment opportunities. This is why the state government strongly advocates cheap small business insurance to ensure that the KY business owners can ensure business continuity at all times.

Commercial Business Insurance Lexington KY

Getting the Best Small Business Insurance Rates in Lexington KY

Shopping around for low cost policies and commercial insurance rates in Lexington, Kentucky is the best way to get the best deals. However, every business is different. It is important to understand the risks that your business is exposed to so you can determine the right coverage that offers protection.

In general, you will find general liability insurance as the most common policy obtained by small businesses in KY. This is a good option if you want cheap small business insurance.

You can also obtain quotes from various insurance providers. They will use a number of factors to determine the actual rate for your insurance policy including the number of employees, size of your business, location, and the risk factors (based on the industry or nature of business). Use that to assess what insurance policy can give the protection you need that also fits your budget.

General Liability Professional Insurance Lexington KY

What Does Commercial General Liability Insurance Cover?

As mentioned earlier, general liability insurance is the most common coverage chosen by businesses in Kentucky. Choosing this type of insurance coverage will give you the following benefits when making an insurance claim:

  • Medical costs for bodily injury claims
  • Property damage claims
  • Legal costs for personal injury claims
  • Lawsuits for advertising injury or copyright infringement

Without this coverage, your business in Lexington could be at risk of significant financial loss.

Hazard, Errors & Omissions, Business Interruptions, and More

Some businesses in Lexington, KY have special needs and with that they also require special coverage types. This is true with professionals and contractors who could cause damage or injury when they are negligent when providing service or advice to customers. This applies to professionals, contractors, and other similar businesses. Make sure you know about the risks to get the adequate protection or risk suffering from financial ruin.

You can check out other cities in your state to compare rates: 1, 2, 3, 4, 5.

If you're looking for commercial auto insurance in Tennessee, please check our other page.

Small Business Insurance Companies, Agents & Brokers Near Me

Small Business Insurance Lexington KY

Best Small Business Insurance Companies

Lexington Insurance Agency, Inc.

  • 465 E High St #101, Lexington, KY 40507
  • (859) 253-6570
  • Greater Lexington Insurance Agency, Inc.

  • 1066 Wellington Way, Lexington, KY 40513
  • (859) 224-2477
  • Cambridge Insurance

  • 2300 Regency Rd, Lexington, KY 40503
  • (859) 252-0381
  • Al Torstrick Insurance Agency

  • 343 Waller Ave #101, Lexington, KY 40504
  • (859) 233-1461
  • Real Good Group

  • 2201 Regency Re, Ste 701, Lexington, KY 40503
  • (859) 203-5353
  • Nicholson Insurance

  • 1020 Monarch St STE 175, Lexington, KY 40513
  • (877) 444-2365
  • Strong Insurance Agency, LLC

  • 80 Codell Dr UNIT 120, Lexington, KY 40509
  • (859) 263-5840
  • The Hutch Agency

  • 121 Prosperous Pl STE 9B, Lexington, KY 40509
  • (859) 309-1912

  • Find Other Insurance Types by Zip Code