Cheap Business Insurance Quotes Loveland CO

Business owners in Loveland need to obtain a commercial/business insurance to protect their livelihood financially and legally. With a rise in small businesses in the past few decades in Colorado, the role they play in supporting the state economy is more important than ever.

Commercial Business Insurance Loveland CO

Getting the Best Small Business Insurance Rates in Loveland CO

The commercial insurance rates in Colorado are based on a few factors including the size of the business, nature of business, location, and type of coverage. For example, businesses in Denver tend to have a higher insurance rate than those located in Colorado Springs. In addition, the cost of insuring an LLC or S-corp would be different with contractors and franchise owners.

The level of risk for a business is the most influential factor that determines business insurance cost. Take time to search for providers with low cost policies or compare best quotes for general liability coverage from 2-3 insurance companies.

It’s important to know what factors affect the insurance rate so you can choose according to your needs and budget.

General Liability Professional Insurance Loveland CO

What Does Commercial General Liability Insurance Cover?

Business insurance isn’t required by law in Colorado. However, general liability insurance is the best option for those looking for cheap small business insurance as it offers basic protection.

General liability insurance in Colorado covers for claims against property damage, advertising errors, bodily injury, and reputation harm. It is one of the broadest policies available for small business owners in Loveland and is highly recommended for businesses with high exposure to liabilities.

Hazard, Errors & Omissions, Business Interruptions, and More

Loveland small business owners can also purchase additional policies such as Hazard & Interruption coverage. Both types of insurance coverage will cover for any financial loss or income replacement resulting from natural disasters (such as storms, floods, and fires) and circumstances beyond control that cease business operations.

For other types of businesses, such as professionals and contractors providing direct service to clients, you can also obtain other types of insurance such as the Errors & Omissions Coverage. This will cover for any claim resulting from any liabilities and negligence due to the service provided.

You can check out other cities in your state to compare rates: 1, 2, 3, 4, 5, 6.

Small Business Insurance Companies, Agents & Brokers Near Me

Small Business Insurance Loveland CO

Best Small Business Insurance Companies

Welsh Insurance Agency, Inc.

  • Anasazi Business Park, 633 N Denver Ave, Loveland, CO 80537
  • (970) 663-5404
  • Advantage Insurance - Barry G Gustafson Agency

  • 4308 N Garfield Ave, Loveland, CO 80538
  • (970) 669-9390
  • Weedin Agency, Inc.

  • 1601 E Eisenhower Blvd, Loveland, CO 80537
  • (970) 667-2145
  • All About Insurance

  • 4007 S Lincoln Ave #440, Loveland, CO 80537
  • (970) 292-8116
  • Jackson Insurance

  • 1021 N Lincoln Ave, Loveland, CO 80537
  • (970) 667-3680
  • Northern Colorado Insurance Services Inc

  • 525 N Denver Ave, Loveland, CO 80537
  • (970) 622-9734
  • Premier Group Insurance

  • 2121 N Lincoln Ave UNIT A, Loveland, CO 80538
  • (970) 744-6600
  • Farmers Insurance - Christopher Larkins

  • 2030 Blue Mesa Ct, Loveland, CO 80538
  • (970) 776-6704

  • Find Other Insurance Types by Zip Code