As of 2019, there are more than 130,000 small businesses in New Hampshire. These businesses employ nearly 300,000 people. As each of these businesses operate in a variety of industries, getting cheap small business insurance is important. Use this guide to make sure that you have the coverage you need for your business in Manchester.
Business liability insurance is often not enough, especially for professionals and contractors that deal directly with customers. Make sure you obtain additional coverage depending on the nature of your Manchester business.
A good example of this is the Errors & Omissions Coverage. In NH, businesses like roofing contractors, landscapers, and plumbers require special skills. But when something goes wrong during your job, you can get sued by the customer for the damage caused. This type of coverage will pay for any damages caused.
Meantime, hazard & interruption coverage is recommended for businesses that are located in flood-prone areas or those that are frequented by natural disasters. This type of insurance will cover for any loss that resulted from these natural occurrences.
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