Cheap Business Insurance Quotes Santa Monica CA



Commercial or business insurance in California can offer protection from common business risks that lead to financial losses. Whatever the reason for the loss or the risk, it is a must for Santa Monica business owners to choose the best cheap small business insurance that could mean the difference between financial impairment and business continuity.


Commercial Business Insurance Santa Monica CA

Getting the Best Small Business Insurance Rates in Santa Monica CA

The only way to ensure you have the best insurance for your business is to get it customized. A one-size-fits-all approach is not going to cut it for your CA business. You may be able to get away with cheap commercial insurance rates but your main goal is to ensure protection for your business so you won’t have to close doors when an unfortunate incident occurs.

If you are on a tight budget, look for low cost policies and check the type of coverage. Compare the best quotes for general liability for at least three different insurers.

General Liability Professional Insurance Santa Monica CA

What Does Commercial General Liability Insurance Cover?

Obtaining a commercial general liability insurance policy is not required for California businesses. However, there is no cap to the liability lawsuit rewards either. This alone is enough motivation for small business owners in Santa Monica CA to get the right level of protection when you compare best quotes for general liability insurance.

Most companies, big or small, need this insurance especially if you are renting a commercial space or office. Even if you don’t, you still need this coverage if you directly deal with clients and customers as part of your business, such as professionals and contractors.

A typical coverage includes legal costs, property damage, personal injury, and bodily injury. With this type of coverage, you can use it to pay for everything – from medical costs to legal costs. That is money you could save out of your own pocket!



Hazard, Errors & Omissions, Business Interruptions, and More

Choosing to purchase additional coverage for your business insurance in Santa Monica is a smart choice. That way, you will get additional protection for specific situations affecting your business.

For example, hazard coverage is designed to protect CA businesses from any financial loss resulting to damage caused by natural disasters, fires, and vandalism. You can also get a business interruption coverage, which will offer income replacement for your business in case you are unable to operate. For professionals or service-based businesses in California, make sure to obtain the errors & omissions coverage for protection against negligence or damage resulting from it.

You can check out other cities in your state to compare rates: 1, 2, 3, 4, 5.

If you're looking for commercial auto insurance Idaho, please check our other page.



Small Business Insurance Companies, Agents & Brokers Near Me


Small Business Insurance Santa Monica CA


Best Small Business Insurance Companies

Tegner-Miller Insurance Brokers

  • 2001 Wilshire Blvd # 101, Santa Monica, CA 90403
  • (310) 828-9662
  • http://tmib.com/
  • Manatek Commercial Insurance Services, Inc

  • 2020 Pico Blvd, Santa Monica, CA 90405
  • (310) 390-0777
  • https://www.manatekins.com/
  • Wilkens Insurance Agency, Inc.

  • 1112 Montana Ave #102, Santa Monica, CA 90403
  • (310) 393-7373
  • http://www.wilkensinsurance.com/
  • Donaldson Insurance Agency

  • 2030 Lincoln Blvd, Santa Monica, CA 90405
  • (310) 392-4181
  • http://www.donaldsoninsurance.com/
  • Pullen Family Insurance Agency, Inc

  • 2450 Colorado Ave Suite 100E, Santa Monica, CA 90404
  • (310) 310-2901
  • http://www.pulleninsurance.com/
  • Farmers Insurance - Arash Aram

  • 2444 Wilshire Blvd Ste 285, Santa Monica, CA 90403
  • (310) 362-6138
  • https://agents.farmers.com/ca/santa-monica/arash-aram
  • Michael D. Sutton Insurance

  • 401 Wilshire Boulevard 12th Floor, Santa Monica, CA 90401
  • (310) 471-5500
  • http://www.mdsins.com/
  • Fariba Zand - State Farm Insurance Agent

  • 2432 Lincoln Blvd Ste D, Santa Monica, CA 90405
  • (310) 314-7601
  • https://www.faribazand.com/

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