750 Central Ave, 03820
(603) 742-7015
http://www.newyorklife.com/
100 Liberty Way #35, 03820
(603) 749-2600
No website found
17 Hemlock Frst Dr, 03820
(603) 749-5753
http://local.aflac.com/mark_shafer/Agent
54 Dover Point Rd Suite 102, 03820
(603) 410-5500
https://www.foyinsurance.com/offices/dover-nh/
50 Pointe Pl Unit 27, 03820
(603) 509-3087
http://blueherring.com/
24 Chestnut St Suite 1, 03820
(207) 337-8340
http://www.healthmarkets.com/rplocinski
Do you want get life insurance in Dover, NH? In the state of New Hampshire, life insurance companies must be licensed by the New Hampshire Insurance Department in order to sell their products. These companies are regulated by the New Hampshire Insurance Code, which is designed to protect consumers.
The New Hampshire Insurance Code requires that all life insurance policies sold in the state include a free-look provision. This provision allows consumers to cancel their policy within 10 days of receiving it, for any reason. If you cancel your policy within this time frame, you will receive a full refund of your premiums.
In New Hampshire, life insurance companies are not allowed to use genetic information in underwriting or rating policies. They are also prohibited from using gender as a factor in determining premiums or benefits.
New Hampshire law requires all life insurance policies to provide for the payment of benefits in the event of the insured's suicide. However, most policies have a waiting period of two years before benefits will be paid out in the case of suicide.
If you have any questions about life insurance laws in Dover, NH, you should contact the New Hampshire Insurance Department.
Term life insurance is a type of life insurance that provides coverage for a specific period of time, usually 10, 20, or 30 years. If you die during the term of the policy, your beneficiaries will receive a death benefit. If you don't die during the term, the policy expires and you (or your beneficiaries) get nothing.
Whole life insurance is a type of permanent life insurance that remains in force for your entire life, as long as you continue to pay the premiums. It also builds cash value over time, which you can borrow against or cash out if you need to.
Universal life insurance is a type of permanent life insurance that offers flexibility in both the premium payment schedule and the death benefit. The cash value of a universal life policy can also be invested, which can provide for a higher death benefit than a traditional whole life policy.
Variable life insurance is a type of permanent life insurance that offers a death benefit that can fluctuate based on the performance of the underlying investment options. Because of this, it's important to understand the risks before purchasing a variable life policy.
If you're shopping for life insurance, you may be wondering if you need to get a medical exam. The answer depends on the type of policy you're looking for.
Traditional whole life insurance policies will require a medical exam, as the insurer will want to know about your health history in order to determine your risk level. However, there are also whole life policies available that don't require a medical exam. These “no medical exam” policies are usually more expensive, but they can be a good option if you have a health condition that would make it difficult to obtain traditional coverage.
Term life insurance policies typically don't require a medical exam, as they are designed to provide coverage for a specific period of time (usually 10, 20, or 30 years). However, some insurers may require a medical exam for certain types of policies, such as those with high death benefits or those that are convertible to whole life policies.
Universal life insurance and variable life insurance policies also typically don't require a medical exam, as they are both permanent life insurance policies. However, as with whole life and term life policies, some insurers may require a medical exam for certain types of universal and variable life insurance policies.
Explore and compare with other cities in your state: 1, 2, 3, 4.
The materials on this website have been created for informational purposes only and are not intended as legal advice. The law changes frequently and the information may not be complete or correct depending on a number of factors.
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