3316 Farnam St, 68175
(402) 342-7600
https://www.mutualofomaha.com/
1700 Farnam St, 68102
(402) 342-1890
https://www.woodmenlife.org/
2809 S 160th St, 68130
(402) 933-4995
https://agency.ailife.com/united-states/nebraska/omaha/tiffany-wagner
12020 Shamrock Plaza Suite 115, 68154
(402) 493-4330
https://branches.bankerslife.com/ne/omaha/12020-shamrock-plaza
2909 N 118th St, 68164
(800) 684-4222
https://www.aaalife.com/
15750 W Dodge Rd, 68118
(605) 342-4225
http://www.prudential.com/us/e.oleson
If you need life insurance in Omaha, NE, then you’re in the right place. The Nebraska Department of Insurance regulates the insurance industry in Nebraska. The mission of the Nebraska Department of Insurance is “to assist consumers with their insurance needs, regulate the industry fairly, and promote a competitive marketplace while assuring Nebraska's insurers are financially able to meet their policyholder obligations.”
In Omaha, NE, life insurance companies must be licensed by the Nebraska Department of Insurance in order to sell life insurance policies in the state. Nebraska law requires all life insurance policies to contain certain provisions, including a provision stating that the policy may not be altered or amended without the insured's consent. Nebraska law also requires all life insurance companies to file their rates with the Department of Insurance prior to using them.
Nebraska's Unclaimed Property Law applies to life insurance policies and annuity contracts. The Nebraska Department of Insurance is responsible for holding and safeguarding unclaimed property, such as life insurance benefits, until the rightful owner claims it.
If you have questions about your life insurance policy or need help filing a claim, you can contact the Nebraska Department of Insurance at (402) 471-2201 or by visiting their website at http://www.doi.ne.gov/.
Term life insurance is a type of life insurance that provides coverage for a specific period of time, or “term.” The death benefit of a term life insurance policy is paid out only if the insured dies during the policy's term. If the insured does not die during the policy's term, the policy expires and no death benefit is paid.
Term life insurance is often more affordable than other types of life insurance, such as whole life insurance. This is because term life insurance policies do not have a cash value component like whole life insurance policies do.
Whole life insurance is a type of permanent life insurance. A whole life insurance policy remains in force for the insured's entire lifetime, as long as premiums are paid on time. Whole life insurance policies also have a cash value component, which grows over time and can be accessed by the policyholder through loans or withdrawals.
The death benefit of a whole life insurance policy is paid out to the named beneficiaries regardless of when the insured dies. Because of this, whole life insurance is often more expensive than other types of life insurance, such as term life insurance.
Universal life insurance is a type of permanent life insurance. Universal life insurance policies remain in force for the insured's entire lifetime, as long as premiums are paid on time.
Universal life insurance policies have a cash value component, which grows over time and can be accessed by the policyholder through loans or withdrawals. The death benefit of a universal life insurance policy is paid out to the named beneficiaries regardless of when the insured dies.
Because universal life insurance policies have a cash value component, they often offer more flexibility than other types of life insurance, such as whole life insurance. Universal life insurance policies may also be less expensive than whole life insurance policies.
Variable life insurance is a type of permanent life insurance. Variable life insurance policies remain in force for the insured's entire lifetime, as long as premiums are paid on time.
Life insurance policies can be either medically underwritten or non-medically underwritten. Medically underwritten life insurance policies require the applicant to undergo a medical exam, while non-medically underwritten life insurance policies do not.
No medical exam life insurance policies are often more expensive than medically underwritten life insurance policies because the insurance company is taking on more risk by insuring someone without knowing their full health history. However, no medical exam life insurance policies may be the only option for people with certain health conditions that would make them ineligible for a medically underwritten life insurance policy.
Explore and compare with other cities in your state: 1, 2, 3, 4.
The materials on this website have been created for informational purposes only and are not intended as legal advice. The law changes frequently and the information may not be complete or correct depending on a number of factors.
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