Cheap Commercial Auto & Truck Insurance Quotes in Arizona

Commercial auto insurance offers protection against damage and liability due to accidents involving vehicles used for business. A separate policy is required for these types of vehicles since they entail more risk than a personal-use vehicle. However, commercial auto insurance in Arizona not only covers trucks and other large vehicles, they can also include cars or vans used to transport people (also known as passenger carriers).

A typical commercial auto insurance policy in Arizona will have coverage against liability, property damage, medical payments, hired auto, and uninsured motorists. Something else to consider it having a bobtail insurance policy

Cheap Commercial Auto & Truck Insurance Quotes

What are the commercial auto insurance requirements in Arizona?

All vehicles used for commercial or business purposes in Arizona must be covered by a commercial auto insurance policy. This is required by the state law.

There is also a minimum coverage requirement set by the state. For bodily injury liability, the minimum coverage requirement is $15,000 per person and $30,000 per accident. For property damage liability, the minimum coverage requirement is $10,000 per accident.

The vehicle’s seating capacity can also impact the minimum coverage requirement for auto insurance (for commercial use). For vehicles with up to 8-person seating capacity, the combined single limit policy is worth $250,000 or up to $5 million for vehicles with up to 16 persons in capacity. The minimum coverage requirement for uninsured motorists is $250,000 regardless of the vehicle size.

For othere states, make sure to check the requirements by state.

Cheap Commercial Auto & Truck Insurance Quotes

Who needs commercial auto insurance?

Commercial auto insurance is necessary for all types of businesses in Arizona. Whether you own a small business with one or two vehicles or you have larger fleets, obtaining insurance policy is the best way to protect you from significant losses and risks.

Below are a few examples of businesses in Arizona that would need commercial auto insurance:

  • Restaurants
  • Food trucks
  • Delivery riders
  • Storage companies
  • Freight companies
  • Landscaping businesses
  • Roofing businesses
  • Movers

Businesses that rent a vehicle or use their own vehicles for commercial purposes should get insured, regardless of the industry.

Commercial Auto & Truck Insurance Near Me

commercial auto truck insurance Arizona

Best Commercial Auto & Truck Insurance Companies

Breinholt Insurance Group, LLC - Auto Home Business Commercial Insurance AZ

4115 E Valley Auto Dr #205, Mesa, AZ 85206

(480) 237-2050

Ace Commercial Truck Insurance

4600 E Washington St Suite 300, Phoenix, AZ 85034

(888) 300-7888

Insurance Brokers Of Arizona

690 E Warner Rd Ste 108, Gilbert, AZ 85296

(480) 812-1998

GenShield Commercial Insurance Group - Truck Insurance Specialist

7138 N 110th Ave, Glendale, AZ 85307

(602) 857-7100

National Truck Service Group

1622 N Black Canyon Hwy, Phoenix, AZ 85009

(800) 466-5999

Dickson Insurance Inc

1032 E University Dr, Mesa, AZ 85203

(480) 804-0400

Ace Commercial Truck Insurance

1 S Church Ave Suite 1200, Tucson, AZ 85701

(888) 300-7888

Greene Insurance Group - Auto, Home, Life & Business Insurance

3317 S Higley Rd #114, Gilbert, AZ 85297

(480) 269-8200