Commercial auto insurance offers protection against damage and liability due to accidents involving vehicles used for business. A separate policy is required for these types of vehicles since they entail more risk than a personal-use vehicle. However, commercial auto insurance in Arizona not only covers trucks and other large vehicles, they can also include cars or vans used to transport people (also known as passenger carriers).
A typical commercial auto insurance policy in Arizona will have coverage against liability, property damage, medical payments, hired auto, and uninsured motorists. Something else to consider it having a bobtail insurance policy
All vehicles used for commercial or business purposes in Arizona must be covered by a commercial auto insurance policy. This is required by the state law.
There is also a minimum coverage requirement set by the state. For bodily injury liability, the minimum coverage requirement is $15,000 per person and $30,000 per accident. For property damage liability, the minimum coverage requirement is $10,000 per accident.
The vehicle’s seating capacity can also impact the minimum coverage requirement for auto insurance (for commercial use). For vehicles with up to 8-person seating capacity, the combined single limit policy is worth $250,000 or up to $5 million for vehicles with up to 16 persons in capacity. The minimum coverage requirement for uninsured motorists is $250,000 regardless of the vehicle size.
For othere states, make sure to check the requirements by state.
Commercial auto insurance is necessary for all types of businesses in Arizona. Whether you own a small business with one or two vehicles or you have larger fleets, obtaining insurance policy is the best way to protect you from significant losses and risks.
Below are a few examples of businesses in Arizona that would need commercial auto insurance:
Businesses that rent a vehicle or use their own vehicles for commercial purposes should get insured, regardless of the industry.
4115 E Valley Auto Dr #205, Mesa, AZ 85206
(480) 237-2050
http://www.breinholtinsurance.com/
4600 E Washington St Suite 300, Phoenix, AZ 85034
(888) 300-7888
https://acetruckinsurance.com/
690 E Warner Rd Ste 108, Gilbert, AZ 85296
(480) 812-1998
http://www.iboaz.com/
7138 N 110th Ave, Glendale, AZ 85307
(602) 857-7100
http://www.genshieldusa.com/
1622 N Black Canyon Hwy, Phoenix, AZ 85009
(800) 466-5999
https://www.heffins.com/
1032 E University Dr, Mesa, AZ 85203
(480) 804-0400
http://www.dicksonins.com/
1 S Church Ave Suite 1200, Tucson, AZ 85701
(888) 300-7888
https://acetruckinsurance.com/
3317 S Higley Rd #114, Gilbert, AZ 85297
(480) 269-8200
https://www.greeneinsurancegroup.com/gilbert-az-insurance/
