Cheap Commercial Auto & Truck Insurance Quotes in Connecticut

With over 88,000 businesses in Connecticut, commercial auto insurance is one of the top insurance products that are sought after in the state. This insurance product is a must for businesses across various industries. If your business relies on the use of vehicles as part of its operation, you need to know about the appropriate policy coverage to protect you from risks and losses.

While there are similar components between a personal and commercial auto insurance policy, there are also differences. A typical commercial auto insurance will have the following coverage:

Cheap Commercial Auto & Truck Insurance Quotes

Liability Requirements for Commercial Vehicles in Connecticut

When buying a commercial auto insurance policy, make sure you meet the state’s liability requirements. In general, the liability limits of a business vehicle are higher than personal vehicles because of the associated risks.

In Connecticut, the minimum coverage per person for bodily injury is $20,000 (or $40,000 per accident if there are more than two injuries). The minimum coverage for property damage is $10,000 (per accident). The size and number of passengers per vehicle can also impact the minimum requirements for insurance coverage, as well as larger commercial vehicles.

The minimum liability coverage for business vehicles transporting non-hazardous materials is $750,000 and $1,000,000 for those transporting hazardous materials. Meanwhile, vehicles that weigh more than 10,000 lbs must have liability coverage of at least $5,000,000.

Cheap Commercial Auto & Truck Insurance Quotes

Comparing Connecticut Commercial Auto Insurance

There are numerous variables that can affect the estimated insurance rate for business vehicles. For larger vehicles such as trucks and freight vehicles, the cost of insurance is higher than smaller vehicles like vans or charter buses. For example you might find that a bobtail insurance quote will be higher than that of a van. The risks associated with the type of industry the business is in could also be a factor.

The city where the business operates or the vehicles travel to can also cause the insurance rate to go up or down. You may expect insurance rates to be higher in major cities such as Hartford, New Haven, Bridgeport, and Stamford.

Commercial Auto & Truck Insurance Near Me

commercial auto truck insurance Connecticut

Best Commercial Auto & Truck Insurance Companies

Petruzelo Insurance Inc

4 Research Pkwy, Wallingford, CT 06492

(866) 479-3327

Northland Insurance Agency

1 Tower Square, Hartford, CT 06103

(800) 328-5972

Connecticut Auto Insurance Brokerage of New Britain

55 Myrtle St, New Britain, CT 06051

(860) 826-7800

A-AAABLE Auto Insurance

2340 Whitney Ave 1st Floor, Hamden, CT 06518

(203) 287-8411

C.V. Mason Insurance Agency

254 Main St, Bristol, CT 06010

(860) 583-4127

Nationwide Insurance: Dunn Insurance, Inc.

198 S Main St, Middletown, CT 06457

(860) 347-4924

State Auto Insurance

21 South St, Litchfield, CT 06759

(860) 567-8188

Marcus Insurance

842 Silas Deane Hwy, Wethersfield, CT 06109

(860) 563-9353