Cheap Commercial Auto & Truck Insurance Quotes in Delaware

Vehicles are a vital cog in the operation of any business, big or small. Like most states, Delaware requires businesses to obtain a commercial auto insurance policy for their vehicles. It is needed to protect your business from liabilities in the event of accidents and any other risks.

There are over 200,000 businesses operating in Delaware, as of 2019. These businesses are part of the healthcare, food services, accommodation, and retail industries. All of these industries require the use of business vehicles to operate. Hence, these business vehicles must be covered by an insurance policy to protect from risks when they are on the road.

Cheap Commercial Auto & Truck Insurance Quotes

How much coverage does your business need?

The extent of coverage for your commercial auto insurance varies depending on the nature of your business and the type of vehicle you own. Larger vehicles such as freight vehicles, trucks, trailers, and semi-trucks are deemed more risky. Therefore, you need a higher coverage for them. Even temporary bobtail insurance may cost more than you expect.

It is also important to take note of the state’s minimum coverage requirements so you can operate your business vehicle. In Delaware, you must have a minimum insurance coverage of $25,000 per person for bodily injury (or $50,000 if two or more people are injured), and $10,000 on property damage.

Insurance from other states will not be honored in the state of Delaware.

Cheap Commercial Auto & Truck Insurance Quotes

Choosing commercial auto insurance in Delaware

A lot of business owners in Delaware find themselves relying on their personal coverage for their insurance needs. However, this does not provide adequate protection for your business vehicles. You need to work with an experienced insurance agent or insurance company to assess the factors unique to your specific situation. This will help determine the extent of coverage you need to mitigate any risks present in your nature of business.

The cost of insurance for commercial vehicles will also vary from one city to another. If you live in Dover, Wilmington, Newark, or any other city in Delaware, you might notice that the insurance rates will vary significantly.

Commercial Auto & Truck Insurance Near Me

commercial auto truck insurance Delaware

Best Commercial Auto & Truck Insurance Companies

Commercial Insurance Associates

801 King Charles Ave, Rehoboth Beach, DE 19971

(302) 227-1004

Commercial Insurance Associates, Inc.

Commonwealth Building, 260 Chapman Rd Suite 100B, Newark, DE 19702

(302) 286-7901

Pratt Insurance Inc

4 Village Square, Smyrna, DE 19977

(302) 653-6681

S T Good Insurance

875 Aaa Blvd, Newark, DE 19713

(800) 531-1663

Kimberley Vassal Insurance Services

116 Commons Ct, Chadds Ford, PA 19317

(610) 459-4444

Business Insurance Services Inc

109 N Dupont Rd, Wilmington, DE 19807

(302) 223-5297

Commercial Truck Insurance

1232 Rising Sun Ave #291, Philadelphia, PA 19140

(747) 245-3331

Lisa Broadbent Insurance Inc

20 Polly Drummond Hill Rd, Newark, DE 19711

(302) 731-0044