Cheap Commercial Auto & Truck Insurance Quotes in Florida

Owning a business is a risk. Therefore, you need to take measures to protect your business assets from any additional risks. One area of the business that entails risk is in terms of the operation of your business vehicles. For this reason, the state of Florida requires all business-owned vehicles to be insured.

In Florida alone, there are over 2.5 million businesses and they need auto insurance to protect against liabilities and risks. If you own a commercial vehicle, you have come to the right place if you want to be educated about obtaining an insurance policy.

Cheap Commercial Auto & Truck Insurance Quotes

Requirements for Florida commercial auto insurance

In order to obtain commercial auto insurance in Florida, you need to meet the minimum coverage requirement. Florida is a no-fault state. All drivers are required to obtain personal injury protection valued at $10,000. In addition, you must have coverage of at least $10,000 for property damage.

In addition, you need bodily injury liability coverage to pay for the legal expenses that are needed, in case your business is involved in a lawsuit (in relation to injuries caused). This coverage is required in the state of Florida and often comes with a high limit.

It is important to observe by these insurance coverage requirements, regardless of the type of vehicle. The following are designated as commercial vehicles:

  • Limos
  • Taxis
  • Food trucks
  • Cargo vans
  • Cars
  • 18-wheeler trucks
  • Utility trucks

For othere states, make sure to check the requirements by state.

Cheap Commercial Auto & Truck Insurance Quotes

Is the driver covered by the policy?

This is one of the most common questions asked when obtaining commercial auto insurance in Florida. To be covered by your insurance policy, you must list your designated employee as the driver on the policy. If you have no designated driver, you can list them as “permissive user”. For example it may well be worth the bobtail insurance cost if you or someone else will be using your vehicle in this manner.

Relying on your personal insurance for your business can be a costly – an expensive one – mistake. Make sure you get the right policy to protect your livelihood.

Commercial Auto & Truck Insurance Near Me

commercial auto truck insurance Florida

Best Commercial Auto & Truck Insurance Companies

Truck Insurance Stop

100 N, FL-7 #106, Margate, FL 33063

(954) 583-7213

JDW Commercial Truck Insurance Florida | Fleet | Dump Truck | Tow | Roll Off | Bobtail | Big Rig | Long Haul | Semi Truck Insurance

412 W Idlewild Ave, Tampa, FL 33604

(305) 240-1266

Gandia Insurance & Truck Permits Orlando

10967 Lake Underhill Rd #111, Orlando, FL 32825

(407) 412-6922

Barbee Jackson Insurance

2213 S Ferdon Blvd, Crestview, FL 32536

(850) 389-2001

Garzor Insurance

4369 Hunters Park Ln, Orlando, FL 32837

(321) 206-8035

Tampa Commercial Insurance

4915 W Cypress St STE 100, Tampa, FL 33607

(813) 262-2453

V.W. Gould Agency, Inc‎.

201 N Woodland Blvd, DeLand, FL 32720

(386) 734-3970

Kissimmee Truck Insurance

4248 Town Center Blvd, Orlando, FL 32837

(407) 203-7085