The right insurance policy can protect any business from significant risks and losses. This is true when it comes to auto insurance policies. If you own or operate a vehicle as part of your business, you need to obtain a policy that will cover for any expenses and liabilities associated with its risk. The vehicles you must insure are the ones that can perform any but not limited to the following purposes:
If your vehicle performs any of the above duties, then a commercial auto insurance policy is required in Georgia. This type of insurance will protect you from any losses due to damage or injury caused by your vehicle.
The state of Georgia requires all businesses to meet the minimum coverage requirements for their vehicles. The minimum coverage for property damage (to others) is at $25,000 (per accident). For bodily injury, the minimum coverage is $25,000 per person or $50,000 per accident. Other types such as bobtail insurance coverage will of course vary.
On the other hand, collision, comprehensive, medical payments, and uninsured motor policy coverage are not required in Georgia.
If you are using your personal vehicle for business purposes, it is best to purchase a hired or non-owned auto insurance policy. This will offer protection to your personal vehicle in the event of a road mishap while performing business duties.
For othere states, make sure to check the requirements by state.
There are more than a million businesses in Georgia across various industries. No matter your business type or the industry you are serving, obtaining commercial auto insurance policy is a must. You will need this policy for your food truck, tow truck, heavy truck, or for-hire vehicles (such as taxis or limos).
The bigger the vehicle, the bigger the risk – you can expect your insurance cost to go up, as well. If your business operates in major cities like Atlanta, Savannah, Athens, Macon, or Augusta, your insurance policy rates could differ, as well. You may consider hot shot trucking insurance if that fits the description of your operation.
600 Peachtree St NE MC NC1-028-24-02, Atlanta, GA 30308
(980) 475-8075
http://www.statecoinsurance.com/
1365 Grayson Hwy, Lawrenceville, GA 30045
(678) 376-0090
No website found
1202 Abbey Ct, Alpharetta, GA 30004
(855) 487-2663
http://www.bhhc.com/
3845 Holcomb Bridge Rd #300, Norcross, GA 30092
(678) 733-3370
http://www.colonialtruckinginsurance.com/
1385 Iris Dr SE, Conyers, GA 30013
(770) 922-6200
http://www.utsinfo.com/
1746 Lawrenceville Hwy, Lawrenceville, GA 30044
(678) 985-0944
https://georgiains.com/
1100 Eagles Landing Pkwy STE C, Stockbridge, GA 30281
(770) 507-3200
http://griffininsure.com/
16 Hampton St, McDonough, GA 30253
(770) 957-9005
http://www.strawninsurance.com/
