Cheap Commercial Auto & Truck Insurance Quotes in Kansas

According to the US Small Business Administration, there are over 264,000 small businesses in Kansas. These businesses employ over 51% of the state’s workforce. Therefore, businesses are an integral component of the state’s economy. As a business owner, you want to protect your assets by purchasing an insurance policy with adequate coverage. Commercial auto insurance is one of those policies that you need to get, especially if you rely on the use of business vehicles as part of your daily operations.

Whether you own a food truck business, a flower shop, or restaurant, you need to buy commercial auto insurance in Kansas so you can be protected from significant financial loss. Road accidents involving commercial vehicles, like vans, trailers, and heavy trucks, are very common. In addition, it is very expensive to deal with on your own. Protect your business asset by purchasing an adequate coverage on your policy.

Cheap Commercial Auto & Truck Insurance Quotes

Do you need commercial auto insurance in Kansas?

Yes. Commercial auto insurance is required by law for vehicles used for business or commercial purposes. It does not matter if the vehicle is used to transport people or goods – it must be insured, according to the law.

In Kansas, there are different categories for commercial vehicles:

  • Class A – This is any combination of vehicles with a gross weight of more than 26,001 lbs, such as a fleet of vans or cars.
  • Class B – This is any single vehicle with a gross weight of more than 26,001 lbs. Examples of this are heavy trucks or freight vehicles.
  • Class C – This is for any single vehicle that weighs less than 26,001 lbs. This includes vehicles used to transport passengers of 16 people or less.
Cheap Commercial Auto & Truck Insurance Quotes

Minimum coverage requirements for Kansas commercial auto insurance

Aside from obtaining a commercial auto insurance policy in Kansas, your business vehicles must meet the minimum coverage requirement:

  • $25,000 per person for bodily injury liability (or $50,000 per accident)
  • $25,000 per accident for property damage liability
  • $25,000 per person for uninsured motorist coverage

Commercial Auto & Truck Insurance Near Me

commercial auto truck insurance Kansas

Best Commercial Auto & Truck Insurance Companies

Commercial Insurance Agency, Inc.

501 N Pennsylvania Ave, Independence, KS 67301

(620) 331-5112

Truck Insurance Mart Inc

10027 Woodend Rd, Kansas City, KS 66111

(913) 441-0349

Commercial Insurance Agency

505 Commercial St, Oswego, KS 67356

(620) 795-2634

Insurance Partners of Kansas

1819 S Rock Rd Suite 101, Wichita, KS 67207

(316) 686-6666

Thrive Commercial Truck Insurance

15910 S, US-169, Olathe, KS 66062

(913) 747-4771

Truck Insurance Mart

249 US-56, Galva, KS 67443

(800) 255-0416

lawrence business insurance - kansas

1035 Vermont St, Lawrence, KS 66044

(785) 841-0200

Commercial & Personal Insurance Agency

11503 W 75th St #201, Shawnee, KS 66214

(913) 906-9511