Cheap Commercial Auto & Truck Insurance Quotes in Kentucky




Your business is an investment. As with any investments, your goal is to minimize losses and maximize profits. Buying commercial auto insurance policy on your business vehicles is an important step to protect your business from risks.

According to the Kentucky Office of Highway Safety, there are approximately 89,000 accidents involving vehicles in Kentucky each year. About 11% of these accidents involve commercial vehicles. When you have insurance, this can cover the cost of property damage and medical costs for injuries. That way, you won’t have to take money off of your own pocket to pay for these costs.

Cheap Commercial Auto & Truck Insurance Quotes

What are the minimum liability coverage requirements in Kentucky?

Purchasing commercial auto insurance policy in Kentucky is not enough. It must meet the minimum liability requirements set by the state, according to the vehicle type and its entailing risks.

  • Passenger vehicles for up to 7 pax – The minimum coverage for bodily injury is $100,000 per person or $300,000 per accident. The minimum coverage for property damage is $50,000. The same minimum coverage requirement is also applicable for passenger vehicles that can carry more than 8 persons.
  • Property carriers that exceed 18,000 lbs in weight – The minimum coverage for bodily injury is $100,000 per person or $600,000 per accident. The minimum coverage for property damage is $50,000.
  • Property carriers that transport hazardous materials – The minimum liability coverage must not be lower than $1 million for CSL coverage.
Cheap Commercial Auto & Truck Insurance Quotes

If your business vehicles are involved in an interstate commerce, there are additional regulations set by the US Department of Transportation. Make sure to check what these regulations are so you are in compliance with them.

If you are shopping around for a commercial auto insurance policy in Kentucky, make sure they offer the following coverage options: personal injury protection, collision coverage, uninsured motorist coverage, towing and roadside assistance, and non-owned or hired auto liability coverage.



Commercial Auto & Truck Insurance Near Me


commercial auto truck insurance Kentucky


Best Commercial Auto & Truck Insurance Companies

Old Kentucky Insurance, Inc.

915 Lily Creek Rd, Louisville, KY 40243

(502) 451-8800

https://www.oldkentuckyinsurance.com/

Joe Maupin Insurance Agency, Inc.

4229 Bardstown Rd #211, Louisville, KY 40218

(502) 500-2288

http://www.joemaupininsurance.com/

Marklin Insurance Agency

203 W Washington St, Elkton, KY 42220

(270) 265-9025

http://marklininsurance.com/

Byers Insurance Group

1733 Campus Plaza Ct #5, Bowling Green, KY 42101

(270) 495-3646

http://www.byersinsurancegroup.com/

Louisville Kentucky Insurance

6801 Dixie Hwy #237, Louisville, KY 40258

(502) 447-3711

https://www.loukyins.com/

Independent Agents of Kentucky

3830 Taylorsville Rd Suite #11, Louisville, KY 40220

(502) 459-8880

https://weinsurekentucky.com/

Nationwide Insurance: Mcguire Insurance Agency Inc

317 University Dr, Prestonsburg, KY 41653

(606) 886-0008

http://agency.nationwide.com/kimber-mcguire-in-prestonsburg-ky

Insurance Service Center of Corbin

100 N Kentucky Ave, Corbin, KY 40701

(606) 528-5151

http://insuranceservicecenter.net/